Yes, it is strongly recommended. Emory does not insure a resident’s personal property against ordinary loss or damage.

Should my student have renter's or personal-property insurance?
Emory Housing recommends rental/personal-property insurance and explains that the University is not responsible for a resident’s belongings in the ordinary course. Families should review homeowner-policy coverage or purchase a student policy that matches the value and risks of the student’s property.
If my student's belongings are stolen or damaged, will Emory reimburse us?
The 2026–27 housing agreement places responsibility for personal belongings on the resident and Emory separately recommends rental insurance. A theft, leak, or other loss should still be reported to the appropriate University office and insurer, but families should not assume the University will reimburse the value of the property.
How safe are Emory residence halls?
Residence-hall safety is layered rather than guaranteed by any one measure. Emory residential policies address secured exterior doors and guest access, Emory Police provides campus law-enforcement resources, and the University maintains emergency notification and fire/life-safety procedures. The best objective comparison is the current Annual Security and Fire Safety Report and crime information.
Where can I see Emory's crime and safety record?
Emory Police publishes official crime and safety information, including links to Clery-required annual security/fire reporting and related statistics. Those disclosures are the authoritative source for comparing reported campus crime and fire data over time.
Are dorm buildings locked?
Emory’s residential policies require residents to help maintain secured-building access by using designated entrances, carrying their credentials, and not propping or bypassing locked doors. Guests must be hosted rather than given independent access.
What happens during a residence-hall fire alarm?
Emory’s residential fire-safety policies require evacuation in response to fire alarms and prohibit interference with fire/life-safety equipment. Residents should leave promptly, use designated exits, remain clear of the building, and wait for official instructions before returning.
How will my student know about a campus emergency?
Emory’s emergency-notification guidance describes a multimodal alert system so urgent information can reach students in more than one way. Students should keep their contact information current and install/configure the University’s available safety tools rather than depend on a parent to relay emergency information.
Sources & editorial context
University housing information is organized from the linked sources, with its original review date shown. Rates, deadlines and availability can change; use the applicable academic year and check the source before committing. CollegeHousing.ai is independent of Emory University.
Get help with your next decision
Neil Hediger, REALTOR® at Compass, is the local real estate contact. Matt Dean, NEXA Lending, NMLS #227603, is the financing contact.
