No. The published policy requires full-time students to live on campus for all four years and the entire academic year. A student moving off campus without permission remains responsible for full room and board charges.
The page lists marriage, being 23 or older at the start of the relevant fall term, dependent children, or a full-time internship 50 or more miles from campus. The listed facts must be verified; do not treat a pending application as approved. The general hall policy instead refers to age 23 by September 1, so students near the cutoff should obtain written clarification rather than rely on one boundary date.
The guardian-home route is a committee-reviewed category, with approval not guaranteed. It requires a home within 30 miles, a notarized guardian letter and proof of address. The page associates that category with a$600 non-resident fee each off-campus term.
Yes. The college identifies scholarships, including Tuition Remission and Tuition Exchange, that require campus residence and warns that moving off campus can forfeit future funding. Have Financial Aid review the actual award before comparing a lease with campus charges.
No. The college says to participate if final approval has not arrived before the lottery, so a campus option is protected. Failure to participate does not authorize living off campus; approval arriving later may still allow the move.
Slife and Vollmer housing is $6,640 for Fall 2026–Winter/May 2027. Adding the $5,880 general food plan gives $12,520. Clinton’s listed room charge is $7,560, so its combined amount differs. These are academic-year charges, not twelve-month private rents.
Yes. The dated 2026-27 schedule requires a plan for campus residents. The general plan is $5,880 annually; the special six-meal Knights Village plan is $2,940 and applies only to residents there.
The charges schedule says unused points roll between terms through May Term, but points remaining at the end of May are nonrefundable. Budget for that restriction rather than treating unused points as cash savings.
The dated schedule ranges from $6,640 for Founders, Slife and Vollmer to $9,080 for Knights Village. Other halls have intermediate charges; most listed rates assume at least double occupancy. Compare the actual hall and any food-plan difference.
No. The standing policy lists a 30% single-room surcharge, 40% for a double used as a single and 25% for a single in a Knights Village apartment. These are undated policy terms; obtain the actual assigned-room charge, especially where the dated fee schedule separately identifies a category.
The 2026-27 charges sheet lists a$1,350 annual student-support fee and estimates books/course materials at about$1,300 for September–May. Tuition and variable course/travel fees are additional. Confirm tuition’s per-term or annual billing basis before adding its printed amount to an annual household total.
The room-condition report records existing damage in the room and shared spaces. The policy warns students may be charged for pre-existing damage if it was not recorded at move-in.
Requests may begin after the first week of Fall Term, subject to space and Area Coordinator permission. Moving without permission carries a stated $25 improper-checkout charge and may require returning to the previous room.
The contract is for a space, not a specific room. The college assists with a replacement; if no roommate is found within two weeks, it may charge a single rate, move the student or fill the vacancy. A departure does not guarantee a free private room.
The policy disclaims responsibility for theft, damage or loss of personal property and encourages checking homeowner or renter insurance. It recommends a police report for insurance claims; actual policy coverage must be checked with the insurer.
Residents are responsible for keeping their room clean; housekeeping handles common areas. The policy provides room-quality checks, including bathrooms and kitchens where applicable, with at least 24 hours’ notice. Frequency varies by building.
Courtesy hours apply at all times. Quiet hours are 11 p.m.–8 a.m. Sunday–Thursday and 1 a.m.–8 a.m. Friday–Saturday, with 24-hour quiet during final-exam weeks. Individual floors may extend quiet hours.
Ordinary residence-hall pets are limited to fish and axolotls, with a 30-gallon tank limit per room. The policy separately describes an application process for necessary emotional-support animals; that is not automatic pet permission.
The college’s own policy provides 24 hours’ written or posted notice for routine health, safety and upkeep inspections. It separately permits entry for requested maintenance, emergencies and specified other circumstances; this is a campus policy, not a blanket statement of private-rental rights.
The college lists a bed, desk and chair, dresser, closet, window coverings and screens. College furniture must stay in the room, so families should not plan to replace it by removing it to outside storage.
The policy limits refrigerators to 5 cubic feet or 1.5 amps and permits one microwave per room, no larger than 1.5 cubic feet or 750 watts. Follow its ventilation and approved grounded electrical-connection requirements.
Most hall entrance doors are locked and students use college ID access; Knights Village is excepted from that door statement. The policy explicitly says security cameras are not a guarantee of safety. Students should follow access and room-locking rules.
No. Keys may not be given to others, and visitors should be accompanied by their host rather than receive direct room or building access through a student’s key or ID.
The policy directs residents to report a lost key to their RA immediately and lists a lock change and $200 charge per key. For a lockout, use the RA/on-duty RA or Campus Security rather than lend or duplicate keys.
No. Wartburg’s four-year housing requirement and release process remain separate from a private lease, and unauthorized moves can leave the student liable for campus room and board. Verify the tenant’s actual release; no private occupancy forecast is established.
No. Section 562 A.5 excludes institutional residence incidental to educational services, along with several other arrangements, including certain employment-conditioned housing. Check the actual occupancy arrangement before using private-rental rules for a college dormitory or employee unit.
Section 562 A.9 permits lawful agreement on rent, term and other conditions. Its default payment and periodic-tenancy rules apply when the parties have not agreed otherwise; put the actual arrangement in writing rather than assuming the academic calendar controls.
For monthly rent of$700 or less, section 562 A.9(4) caps late fees at$12 per day and$60 per month. Above$700, the caps are$20 per day and$100 per month. These limits are not permission to impose a fee absent valid lease terms.
Section 562 A.12(1) limits the security deposit to two months of rent. Apply the statutory definition of rental deposit and review the actual charges; the rule is not an approval of a particular property’s fees.
No. Section 562 A.12(2) requires covered rental deposits to be held for tenants in a federally insured financial institution and prohibits mixing them with personal funds. A common trust account is allowed under the stated terms.
Section 562 A.12 requires return or a specific written withholding statement within 30 days after both termination and receipt of the tenant’s mailing address or delivery instructions. Deductions are limited to reasonably necessary listed reasons, with ordinary wear excluded from restoration charges.
Section 562 A.12(5)-(6) addresses returning deposits or transferring them to the successor with tenant notice, and the successor’s obligations. Preserve the actual balances and required notices during a sale rather than treating deposits as sale proceeds.
Section 562 A.13 requires written disclosure, at or before tenancy begins, of the manager’s name and address and an owner or authorized service-and-notice recipient. The information must remain current, including after succession.
Under 562 A.13(4), the landlord must explain utility rates, charges and services before signing unless the tenant pays the utility company directly. A headline rent therefore cannot substitute for the actual utility arrangement.
Section 562 A.13(5) requires written notice at least 30 days before a rent increase takes effect; the effective date cannot precede expiration of the original agreement or its renewal/extension. Check the actual term and notice.
Section 562 A.15 requires compliance with applicable health-and-safety codes, repairs and habitable premises, safe common areas and maintained supplied facilities. It also addresses waste facilities, water and heat, subject to stated exceptions; budget for the property’s actual obligations.
No blanket transfer follows from 562 A.15. It allows specified good-faith single-family arrangements and imposes separate signed writing, consideration and other-tenant protections for certain multifamily work agreements. Review the actual tasks and statutory conditions.
Section 562 A.18 requires written rules with legitimate purposes, reasonable relation to those purposes, fair application, sufficiently clear directions and notice. Later rules need reasonable notice and cannot substantially modify the lease.
Section 562 A.19 generally requires at least 24 hours’ notice and reasonable entry times, except an emergency or when notice is impracticable. Access cannot be abused or used for harassment; other statutory access routes also exist.
Section 562 A.20 allows a lease to require notice of an anticipated extended absence by its first day. Section 562 A.29 additionally permits reasonably necessary entry during absences longer than 14 days; an academic break alone is not abandonment.
Section 562 A.29 requires reasonable efforts to rent an abandoned unit at a fair rental and specifies how reletting or acceptance of surrender affects termination. Actual damages and the property’s circumstances must be assessed.
Section 562 A.34 specifies written notice at least 30 days before the stated periodic rental date for month-to-month occupancy, and at least 10 days before termination for week-to-week occupancy. Apply the correct tenancy type and service/time rules.
Section 562 A.33 limits recovery of possession and specifically addresses willful reduction of essential services, with abandonment, surrender and chapter-authorized exceptions. A lease dispute does not create a general self-help eviction right.
Section 562 A.31 makes landlord liens on household goods unenforceable unless perfected before January 1,1979, and abolishes distraint for rent. Do not treat a current rent debt as permission to seize tenant possessions.
Section 562 A.36 restricts retaliation after specified code complaints, landlord-maintenance complaints or tenant organizing. It also states exceptions and defenses, including certain increased operating costs and tenant defaults. Keep the complaint and decision record rather than assuming either side automatically prevails.
Under Iowa Code 562A.23, qualifying failure to supply essential services after tenant written notice can permit reasonable procurement and deduction of actual reasonable service costs, diminished fair-rental-value damages, or prorated reimbursement of rent paid. The section excludes tenant-caused conditions and does not allow combining these remedies with section 562A.21 for the same breach. Obtain legal advice for the actual facts; this private-rental rule is subject to 562A.5 exclusions.
Section 562 A.27(2) describes termination after unpaid rent and failure to pay within three days following the specified written nonpayment/intention-to-terminate notice. Service, time computation and other protections still matter; nonpayment is not an immediate physical-removal authorization.
Waverly says a rental unit may not be occupied before obtaining a city rental registration permit and designating a responsible local agent. Registration uses an application, self-inspection checklist and fee; renewal is every three years, with timely renewals carrying no charge. This is not parcel zoning or current vacancy approval.
CFPB recommends requesting multiple Loan Estimates to compare mortgage offers and reviewing each estimate against what was discussed with the lender. Ask why if an item differs from expectations.
CFPB says that, when purchasing a home, the loan amount plus down payment should equal the home’s sale price; ask the lender to explain any difference.
CFPB explains that the principal-and-interest amount usually is less than the total monthly payment because taxes and insurance may also be due. Review Estimated Total Monthly Payment, including mortgage insurance and escrow when applicable.
CFPB describes this as the amount due at closing in addition to money already paid. The lender needs proof of the source of these funds; payment is usually by cashier’s check or wire transfer.
CFPB says some lenders lock the rate when issuing a Loan Estimate and some do not. Confirm the lock status with the lender rather than assuming the quoted rate is protected.
CFPB says a YES in the right-hand column indicates that the interest rate is adjustable and may change after closing. Adjustable-rate estimates include additional projected-payment information on page one and additional tables on page two.
CFPB explains that this feature can let the lender charge a fee if the mortgage is paid off early. Ask about alternatives and how the penalty works before selecting such an offer.
CFPB describes a balloon payment as a final lump sum much larger than regular monthly payments, potentially tens of thousands of dollars. Ask the lender about alternatives if this appears in an offer.
The explainer says mortgage insurance is typically required when the down payment is less than 20 percent of the home price and advises asking the loan officer about options and timeframes. This is general guidance, not a determination that a particular borrower or investment product qualifies.
CFPB advises comparing total origination charges, because lenders may itemize them differently. Common components include application, underwriting, processing, verification and rate-lock fees.
CFPB says these providers are chosen by the lender, so compare the overall cost of the Services You Cannot Shop For section across Loan Estimates instead of assuming the individual provider can be replaced.
CFPB says the lender should provide an approved-provider list for these services. The buyer can choose a listed provider or look for another, but should check with the lender about a provider not on the list. Shopping for these services can save money.
CFPB says the insurer sets the premium, not the lender, and the borrower can choose the insurer. Comparison shopping helps check whether the lender’s estimate fits the actual situation; the first six to twelve months of premiums are usually paid at or before closing.
CFPB says property taxes are set by local or state government, not the lender, and recommends checking the estimate with the local tax authority or real-estate agent. A Loan Estimate is not a parcel-specific tax verification.
CFPB explains that a lender credit offsets closing costs but may be exchanged for a higher interest rate. Ask about a similar loan without the credit and compare both the interest rate and total loan cost.
CFPB describes points as an upfront lender fee in exchange for a lower interest rate. Ask about a comparable loan without points and how each choice affects the rate and total loan cost.
CFPB points to the Loan Estimate’s Comparisons section, describes APR as one measure of loan cost, and describes Total Interest Percentage as a way to understand interest over the life of the loan. It recommends comparing the same kind of loan across lenders.
CFPB says the lender uses an independent professional appraisal to decide the home’s value and that the borrower has a right to a copy. This does not establish a property’s actual appraised value or condition.
CFPB explains that assumption is possible only if the loan permits it; if assumptions are not allowed, the buyer cannot take over that loan. The explainer says most loans do not allow assumptions.
CFPB describes servicing as day-to-day loan handling, including accepting payments and answering questions. The lender may service the loan itself or transfer that responsibility to another company.
CFPB recommends knowing the fee for a late payment in advance and making mortgage payments on time and in full each month to avoid fees and support the credit record. No specific late fee is established without the actual loan terms.
The FAQ lists six items: name, income, Social Security number, property address, estimated property value and desired loan amount. It says a lender or broker cannot require documents as a condition of providing the Loan Estimate for the covered products.
The FAQ says that after the borrower receives the Loan Estimate and expresses intent to proceed, the lender may require additional information and verification documents. Its exclusions include reverse mortgages, HELOCs, certain assistance loans and manufactured-housing loans not secured by real estate; this is not a universal rule for every product.
The retained Fannie Mae section states that legally present permanent and nonpermanent resident non-U.S.-citizen borrowers may be eligible on the same terms as U.S. citizens, with lenders determining legal presence and applicable documentation. This establishes neither an individual’s status nor approval for any loan or campus program.
The page specifies January 18–27, 2027, closing at 4:30 p.m. on January 27. This is the 2027-28 cycle; do not apply those dates to a different entering year. Approval remains a separate determination.
No. The page includes prior off-campus residence for at least two semesters in a committee-reviewed transfer category. It is an application route, not an automatic release.
The page says previously approved students still need to apply. Do not assume an earlier release covers a later academic year or a different address arrangement.
The off-campus page directs medical or mental-health accommodation requests to Disability and Access Services. Obtain the individual accommodation determination rather than treating an ordinary housing application as medical approval.
No. The break-housing page says halls close for those breaks and only registered students may remain. Travel and lodging plans should include the registration decision, even for someone eligible for a fee waiver.
The break page allows registration at $25 per day for students who do not meet its waiver criteria. Registration is still required; the daily amount should be multiplied by the actual approved stay.
The break page says 500 miles or more, while the general hall policy says more than 500 miles. A student exactly at the boundary should obtain written clarification; the two retained pages do not support an unconditional answer at exactly 500 miles.
The break page lists verified academic, campus-activity, athletics and required-work reasons, including work on or off campus. The applicable professor, program, athletic or employer verification is required; a student’s unverified intention is insufficient.
The general policy says approved residents generally stay in their permanent location but may be temporarily moved to a more populated hall for safety. Plan for that possibility rather than treating break approval as a room guarantee.
The general policy identifies Fall Break, Thanksgiving Break if shorter than the full week, and Easter Break if shorter than the full week. It states there is no additional charge for staying during those periods. Check the actual calendar and closure instructions.
The policy instructs students to close and lock windows, unplug appliances, turn off lights and lock the door. Staff inspect for closure compliance after notice; leaving an occupied-looking room does not substitute for break registration.
The break page ties Fall, Winter and May Term housing to enrollment in at least one course for credit, including qualifying internship, arranged-study, online or study-away courses. A non-credit stay requires a separate discretionary decision.
The college may approve a student who will spend most time in meaningful academic or professional activity, with full-time work and non-credit internships among its examples. Student Life considers the plan and conduct history; approval is discretionary.
Requests are due April 19, 2027 at 4:30 p.m.; responses are planned by April 23. A denied student not registered for a May course must leave by 4:30 p.m. May 7, 2027. These are specifically the 2027 dates.
No. The page says summer 2027 rates and signup information will come during Winter Term, while its lower table and move instructions retain 2025 deadlines. Obtain the 2027 offer before relying on a price or booking travel.
The policy says no personal storage is available in the halls. Students needing storage must arrange it separately, while college-supplied furniture remains in the assigned room.
For Founders, Clinton, Slife, Vollmer, Grossmann and Lohe, the policy names College Products as the only approved loft-kit route. Its later wording conflicts about Hebron and the Manors, so get building-specific confirmation instead of relying on that contradictory passage.
The policy identifies Hebron as the only hall without air conditioning and gives specifications for permitted units: 5,000–6,000 BTU, 110 volts and a window opening up to 23.5 by 32.5 inches. Confirm the assigned room and approval before purchasing a unit.
Bicycles may be stored in the student’s room or outside racks, not hallways, lounges or stairs, and may not be ridden inside. Campus Security offers free bicycle registration. Do not lock bikes where they obstruct access.
The policy caps visits at 72 hours and nonstudent stays at three consecutive nights, even if the guest changes hosts. Hosts must accompany visitors and remain responsible for their conduct. It is not a substitute for continuing housing.
The resident host is responsible for obtaining a free visitor parking pass if the guest brings a vehicle overnight. The pass does not extend the permitted guest-stay duration.
The dated charges sheet lists $190–$365 per year for Lots B, C, D and N, charged in fall, and $80 for commuter registration. It does not assign one of those lot prices to every student.
The policy disallows items hung from ceilings or sprinkler heads, nails or screws in walls or woodwork, and double-sided carpet tape. Decorative lighting must be LED and obey the stated plugging and supervision rules. Review these limits before shipping bulky decorations.
The policy prohibits smoking on campus property, including vehicles parked there, and also prohibits e-cigarettes and vapor devices. It distinguishes public streets and sidewalks within city easements; campus residence is not an indoor smoking exception.
The prohibited-items list includes uncertified extension cords, multi-plug adapters, candles and exposed-heating-element appliances without automatic shutoff. Some appliance exceptions are noted for Knights Village, so use the assigned building’s approved rules rather than assuming an exception applies everywhere.
The rental page describes year-long leases, a deposit equal to one month’s rent, and tenant responsibility for all utilities, yard mowing and sidewalk/driveway snow removal. Include those obligations when comparing total housing costs; no monthly base rent is published there.
Every adult applicant pays $55. Applications are reviewed in received order under the listed screening criteria; if approved, $30 of each application fee is credited to first month’s rent. This process does not guarantee availability or employee preference.
The page lists a nonrefundable $300 pet fee, a $500 pet rental deposit at agreement signing, and $75 monthly rent per pet. Those amounts are separate from the house’s base rent and property deposit; obtain the actual pet agreement before committing.
The October 2025 staff handbook starts health, dental, vision, life, disability and flexible spending on the first of the month after hire, or immediately for a first-of-month hire. Retirement begins with the first payroll. Plan any medical-coverage gap before relocating.
The handbook generally requires at least three-fourths time or 1,486 hours annually. A specified pre-June 1, 2003 grandfathered employee in the same position has a 910-hour threshold. Confirm the actual appointment; the package should not be assumed for every part-time job.
The handbook describes monthly pay, normally on the 20 th, or the preceding business day if that date is a weekend or holiday. Plan initial housing cash reserves around the actual first paycheck rather than assume weekly or twice-monthly pay.
An employee may request one advance in twelve months, up to monthly net pay, because of unique circumstances. It is deducted from the next payroll, so it shifts cash timing rather than adds compensation and should not be treated as a grant or automatic entitlement.
The handbook describes college TIAA contributions for exempt staff at least half-time and non-exempt staff with at least 1,000 hours per year, with 100% vesting after three years. It does not give a contribution percentage in this section; confirm plan details before comparing compensation.
Staff at least three-fourths time or 1,486 hours annually qualify for PTO covering vacation, medical and personal reasons. The handbook describes 24 annual full-time days for newer non-exempt staff, 28 after 60 months, and 28 for exempt staff, with accrual limits and advance requests. Confirm available accrued time before scheduling a move.
The handbook says exempt staff on 9–10-month appointments who do not accrue PTO earn one medical day for each month or partial month worked, plus two personal days per academic year or hire date. Personal days do not roll over; do not assume the regular PTO program applies.
No. The handbook describes up to twelve weeks of unpaid, job-protected leave for eligible employees and qualifying family, medical or military reasons. Check the separate applicable paid-leave or disability program before assuming housing costs are covered by continuing salary.
The handbook describes a 30-calendar-day waiting period for full-time benefit-eligible staff, requiring available sick/PTO exhaustion. Approved payable benefits are 66.67% of base salary; employee insurance premiums remain due and PTO does not accrue during STD. Confirm individual approval rather than assume full pay from the first day.
The handbook describes a 120-day LTD waiting period, prior leave/STD exhaustion and approved benefits at 66.67% of base salary. It treats an employee approved for LTD as terminated for benefits and job rights and offers COBRA continuation, materially differing from active-employee STD status.
The handbook permits employees with at least 90 days’ service to apply after using PTO. Approved leave is no more than 30 calendar days, once in a rolling year, with no college salary or benefit compensation. Include that income gap before relying on leave for a move or family need.
No. For qualifying staff, spouses and dependent children, the handbook describes undergraduate residential-program tuition remission, but full-time student remission is conditioned on living on campus during fall, winter and May terms. Tuition remission is not a stated room-and-food waiver. Confirm the award and applicable policy before an off-campus lease.
No. The handbook limits it to eligible employees’ dependent children and a first bachelor’s degree, with term limits. Awards and procedures vary and availability depends on exchange balance; service and prior use can affect priority. Do not budget a distant child’s housing around an unconfirmed exchange award.
No. The cited provision concerns ordained clergy employed in a pastoral position who may request a portion of salary designated as a housing allowance annually. It places tax-compliance responsibility on the employee; it is not a general employee housing grant or tax determination.
The staff handbook describes work from home as an exception requiring supervisor approval, with non-exempt time recorded. Obtain the actual approved work arrangement before selecting a commute or signing a distant lease.
The handbook says the college normally remains open as a residential campus. It describes supervisor-approved options such as making up time in the same week, PTO, remote work or unpaid time. Confirm essential-duty requirements and approved alternatives when assessing a winter commute.
The handbook requires on-call staff to be reachable by cell phone and able to arrive at work within 30 minutes. It describes on-call compensation and at least one hour’s pay if called in. Account for that response requirement when choosing a home.
The handbook distinguishes full-time office-staff hours from other non-exempt schedules and provides unpaid uninterrupted lunch periods: 45 minutes for office staff and 30 for other full-time non-exempt staff. Schedule variations require approval; do not infer that paid work hours equal the full time away from home.
For a qualifying non-work illness/injury or FMLA event exceeding five consecutive days, the handbook allows a request for donated PTO after personal PTO is exhausted, up to twelve days per year to bridge toward STD. It is a request-based option, not guaranteed replacement income.
The October 2025 staff handbook limits the described remission to the first bachelor’s degree, at most four full-time academic years or eight semesters and 41 course credits. Graduate tuition is excluded. Budget later study and room/food separately, and confirm individual eligibility under the governing policy.
The October 2025 staff handbook provides holiday pay in addition to regular pay for full- and part-time non-exempt staff working a college holiday. Temporary employees are excluded. Exempt staff may arrange an alternate day off. Check the actual classification and schedule before adding extra holiday income to the household housing budget.
The October 2025 staff handbook explicitly includes a meal for dining-services and security employees at each mealtime in their schedule. It does not describe that as a universal employee or family meal benefit. Confirm the job’s actual schedule before reducing household food spending.