Yes—CSUMB automatically enrolls on-campus residents in GradGuard renters insurance, and the coverage is included in housing rates.

Should my student have renter's or personal-property insurance?
The 2026–27 Housing Rates page states that all residents are automatically enrolled in GradGuard. It describes covered-event examples and a $100 deductible, subject to the policy terms.
If my student's belongings are stolen or damaged, will CSUMB reimburse us?
CSUMB lists theft, fire, smoke, vandalism, sprinkler discharge and certain water losses as examples that may be covered by the included GradGuard renters policy. The student should report the incident and follow the insurer's claims process.
How safe are Cal State Monterey Bay residence halls?
CSUMB combines controlled building access, residential staff coverage, emergency phones and police response. Parents should also review the university's Clery/security reporting for objective crime and safety information.
Where can I see Cal State Monterey Bay's crime and safety record?
The university publishes a Security Report portal with timely warnings and crime statistics. Housing's Safety and Facilities page also provides the current fire log and annual Fire Safety Report covering on-campus housing.
Are dorm buildings locked?
CSUMB tells residents not to allow others to tailgate into secured buildings. Residence-hall amenity information also lists secure ID-card building access.
What happens during a residence-hall fire alarm?
CSUMB publishes building-specific evacuation plans. Residents should know exits, leave calmly and immediately, report to the assigned assembly location and check in with RA/professional staff for instructions.
How will my student know about a campus emergency?
Housing directs residents to University Police/911 for emergencies, and the university Security Report links timely-warning and safety information. Students should rely on official campus emergency messages rather than informal reports.
Sources & editorial context
University housing information is organized from the linked sources, with its original review date shown. Rates, deadlines and availability can change; use the applicable academic year and check the source before committing. CollegeHousing.ai is independent of California State University, Monterey Bay.
Get help with your next decision
Lori Hill, Broker Associate at Compass, is the local real estate contact. Matt Dean, NEXA Lending, NMLS #227603, is the financing contact.
