Yes. Housing is part of the student's cost of attendance, and eligible financial aid can help pay campus housing and dining charges.

Can financial aid be used to pay for on-campus housing?
CSUMB publishes on-campus housing and food in the 2026–27 cost of attendance and provides OASIS instructions for reviewing anticipated financial aid alongside housing and meal charges.
Can student loans pay for on-campus housing?
CSUMB offers federal student loans through financial aid and includes on-campus housing/food in the 2026–27 cost-of-attendance budget. Loan eligibility and borrowing limits still control how much can be used.
Can choosing a more expensive dorm affect how much aid my student receives?
CSUMB publishes a cost-of-attendance allowance and separate actual housing rates by assignment. Families should compare the selected room's actual charge with the student's aid package rather than assume a premium room raises the award dollar-for-dollar.
Can a 529 plan be used to pay for Cal State Monterey Bay room and board?
IRS Publication 970 allows qualified 529/QTP room-and-board expenses for eligible students enrolled at least half time. CSUMB publishes room/board amounts in its cost of attendance and provides university payment options; families should document the actual charges and applicable federal cap.
Sources & editorial context
University housing information is organized from the linked sources, with its original review date shown. Rates, deadlines and availability can change; use the applicable academic year and check the source before committing. CollegeHousing.ai is independent of California State University, Monterey Bay.
Get help with your next decision
Lori Hill, Broker Associate at Compass, is the local real estate contact. Matt Dean, NEXA Lending, NMLS #227603, is the financing contact.
