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University of North Texas · Denton, TX
Compare homes for sale, rentals, financing, neighborhoods, and the cost of renting versus buying near UNT.
CollegeHousing.ai is an independent housing information platform and is not affiliated with, endorsed by, or operated by University of North Texas.
University of North Texas Property Explorer
Homes for Sale Near University of North Texas
Representative buy scenarios within a few miles of University of North Texas's campus. Select a situation to view details, or inquire about finding a real property.
Representative Property Examples — Not Active Listings
These are illustrative housing scenarios and estimated price ranges to help you understand the market — not verified inventory, addresses, or listing prices. A local real estate professional can share current, accurate listings near University of North Texas.
20 representative Buy examples near University of North Texas
20 representative Buy examples near University of North Texas
YOUR UNIVERSITY OF NORTH TEXAS REAL ESTATE EXPERT
Claim this market and appear here — parents, investors, and sellers are looking for a trusted local advisor.

Townhome · Campus Area
Townhome · Campus Area

Small Multifamily · Campus Area
Small Multifamily · Campus Area

Single-Family House · Campus Area
Single-Family House · Campus Area

Condo · Campus Area
Condo · Campus Area

Townhome · Campus Area
Townhome · Campus Area

Single-Family House · Campus Area
Single-Family House · Campus Area

Small Multifamily · Campus Area
Small Multifamily · Campus Area

Condo · Campus Area
Condo · Campus Area
Property information, pricing, photographs, and availability may change. Verify current details before making a housing decision. CollegeHousing.ai is an independent housing information platform and is not a brokerage, MLS, property-listing provider, or affiliate of University of North Texas.
Market Snapshot
University of North Texas / Denton housing data
Public data sources for evaluating college-area housing decisions. Not investment advice. Not a guarantee of rental income, appreciation, or loan approval.
Last updated: 2026-07-10
University Demand
46,907
Total Enrollment
33,765
Undergraduate
13,142
Graduate
7,812
First-Year Class
80%
Retention Rate
39%
4-Year Graduation Rate
On-Campus vs Off-Campus Housing
No
First-Year Live-On Required
No
On-Campus Housing Guaranteed
55%
First-Year in Univ. Housing
45%
First-Year Off Campus / Commute
19%
All Undergrads in Univ. Housing
81%
All Undergrads Off Campus / Commute
UNT does not require freshman students to live on campus. Approximately 81% of all undergraduates live off campus, creating a substantial private housing market in Denton.
Local Housing Baseline — Denton
$337,400
Median Owner-Occupied Home Value
$1,263/mo
Median Gross Rent
45.3%
Owner-Occupied Housing Rate
$1,994
Median Monthly Owner Cost (w/ Mortgage)
161,479
City Population
59,192
Households
When students typically move off campus
No
First-Year Live-On Required
No
On-Campus Housing Guaranteed
55%
First-Year Students in Univ. Housing
45%
First-Year Students Off Campus / Commute
19%
All Undergrads in Univ. Housing
81%
All Undergrads Off Campus / Commute
What this means for housing decisions
UNT does not require first-year students to live on campus. Approximately 81% of all undergraduates live off campus, creating a large private housing market in Denton and surrounding areas. Denton's location within the DFW metroplex adds commuter and non-student demand to the rental market.
Parent Rent-vs-Buy Trigger
- •4+ years of housing needed
- •No freshman live-on requirement — immediate off-campus option
- •Most undergrads live off campus by sophomore year
- •Rent alternative: median rent $1,263/mo
- •Roommate income potential from other students
- •Ownership horizon: typically 3–5 years
- •Resale after graduation — parent/investor buyer pool
- •Property management if parent is out of town
- •Financing: second home vs investment property classification
Investor Cash-Flow Trigger
- •Strong off-campus demand — 81% of undergrads off campus
- •Rent-by-room potential near campus
- •School-year lease timing (Aug–Jul typical)
- •Turnover risk between academic years
- •Maintenance and management load
- •DSCR review: rent vs debt service
- •Local owner-occupancy rate: 45.3% — context for rental demand
- •Exit strategy: sell to parent buyer, investor, or owner-occupant
Seller / Refi / Hold Trigger
- •Current lease status and rental history
- •Campus proximity and property condition
- •Buyer pool: parents, investors, owner-occupants
- •Sell vs hold: compare net proceeds with ongoing rental income
- •Refinance / cash-out review
- •School-year timing: list before leasing season
- •Equity position and market conditions
Financing Trigger
- •Parent purchase financing (owner-occupied or second home)
- •Second-home vs investment property classification
- •Investment-property loan options
- •DSCR loan review for rental-backed properties
- •Refinance and cash-out options
- •Down payment sensitivity by loan type
- •Insurance, property tax, and HOA review
You're viewing the University of North Texas housing market.
•Built Around the University of North Texas Housing Decision
Families and investors do not search for generic housing. They search around a specific school, a specific timeline, and a specific decision. This market page organizes the major paths around University of North Texas.
Parents
Compare rent vs. buy near University of North Texas before defaulting to another year of rent.
Start Rent vs. Buy ReviewInvestors
Review campus-area rental potential, student housing demand, and financing paths.
Analyze a Campus RentalSellers
Understand whether campus-area ownership demand may support a sale, refinance, or hold decision.
Request Property ReviewBorrowers
Review DSCR, conventional, refinance, and cash-out paths for campus-area property.
Check Financing OptionsUNT Housing Decision Center
Review University of North Texas Campus-Area Housing
Independent college housing market review covering parent rent-vs-buy analysis, student-rental investment evaluation, DSCR financing review, seller timing, and local real estate professional connection for the University of North Texas / Denton market.
Parent Rent vs. Buy
Review Candidates
Student-Rental Demand
~81% Off Campus
Local Market Contact
Available
Estimated review scenario. Current availability, pricing, rent potential, taxes, insurance, HOA, and financing terms should be verified before making a decision. These are not active MLS listings.
NEIGHBORHOODS
Compare Neighborhoods Near North Texas
Compare four Denton areas by proximity to the UNT campus, housing type, buyer fit, and practical considerations before focusing your search.

University / Fry Street
76201 / 76205 · Walkable to campus
The historic Fry Street and North Texas district directly around the UNT campus, with the Fry Street shops, student housing, and historic homes west of the square. It is the closest, most iconic walk-to-campus living in Denton.

Historic South Denton
76205 / 76210 · Short drive to campus
The historic neighborhoods south of the Denton square offer early-1900s homes, mature trees, and a growing restaurant scene. It is a character-rich, settled choice for faculty, families, and buyers near UNT.

West Oak / Denton West
76201 / 76209 · Short drive to campus
Established Denton neighborhoods on the west side, near West Oak and the rail line, offer family homes, parks, and a calm character within a short drive of both UNT and the square. It suits families and faculty.

Rayzor Ranch / North Denton
76207 / 76210 · Short drive to campus
The growing north Denton neighborhoods around Rayzor Ranch and the 35 corridor offer newer subdivisions, townhomes, schools, and the big-box retail district. They suit families, students, and commuters wanting modern housing near UNT.
Market Guidance
UNT Housing Market Guides
Local guides for parents, investors, sellers, and borrowers reviewing housing near the University of North Texas in Denton.

Buying Housing Near UNT: Parent Guide to Denton Campus Areas
What parents should evaluate when comparing rent, ownership, walkability, property type, and resale potential near the University of North Texas.

Rent vs. Buy Near the University of North Texas
A Denton-focused rent-vs-buy guide for families comparing student rental costs against owning near UNT.

Best Denton Areas to Review for UNT Housing
A local review of campus-area housing considerations including Fry Street, North Denton, Southridge, and nearby student-rental zones.

UNT Student Rental Investment Guide
How investors can evaluate student-rental demand, property type, bedroom count, lease timing, cash flow, and exit strategy around the University of North Texas.

Selling a House Near the University of North Texas
How campus-area owners can position a Denton property for parent buyers, investor buyers, and DFW-region housing demand.

DSCR and Investor Financing for UNT-Area Rentals
What borrowers should know when reviewing DSCR, rental income, investor financing, and student-housing properties near UNT.
CollegeHousing.ai is an independent platform and is not affiliated with, endorsed by, or sponsored by the University of North Texas.
Professional partner information is available on the Partner With Us page.
Review Paths
University of North Texas Housing Review Paths
Choose the path that best matches your situation near University of North Texas in Denton. Each review path focuses on a different set of housing and financing questions.
Parent Rent vs. Buy Review
Compare four years of Denton rent with ownership costs near University of North Texas. Review roommate rent offset, financing structure, and after-graduation options.
Start Parent ReviewInvestor Cash Flow Review
Evaluate student-rental income, operating expenses, DSCR fit, vacancy assumptions, and long-term college-town demand near University of North Texas.
Analyze a Campus RentalSeller / Hold Review
Review whether your Denton-area property may attract parent buyers, student-rental investors, or local demand. Compare sell, refinance, and hold scenarios.
Request Property ReviewFinancing Review
Review parent-purchase, second-home, investment-property, DSCR, refinance, and cash-out financing paths for the Denton market.
Check Financing OptionsProperty Management Review
Steve Johnson, Austin Property Management Group, serves the Denton market. Review leasing, maintenance, turnover, and long-distance ownership near University of North Texas.
View Steve's ProfileStart with your decision
Each path focuses on a different set of questions — parent purchase, investment cash flow, seller review, or financing options near University of North Texas.
Parents
Compare rent vs. buy near campus
For families evaluating whether to rent student housing or buy a campus-area property near University of North Texas, the review focuses on ownership horizon, roommate income potential, maintenance responsibility, resale options, and financing.
Start Parent ReviewInvestors
Review student-rental cash flow
For investors evaluating a college-town rental near University of North Texas, the review focuses on rental demand, management complexity, lease timing around the academic calendar, student-housing durability, DSCR considerations, and exit strategy.
Start Investor ReviewSellers
Evaluate sell, refinance, or hold
For owners of campus-area properties near University of North Texas, the review focuses on timing, buyer demand, rental performance, refinancing options, cash-out potential, and whether the property should be held or brought to market.
Start Seller ReviewFinancing
Review DSCR, refi, cash-out, and purchase options
For borrowers, the review focuses on financing paths for campus-area properties near University of North Texas, including purchase loans, refinancing, cash-out, and DSCR options when applicable.
Start Financing ReviewWhy University of North Texas / Denton deserves its own review
The University of North Texas in Denton anchors one of the largest public university housing markets in the Dallas-Fort Worth metroplex. With over 46,000 students, UNT combines strong student housing demand with Denton's growing appeal as a DFW-region city. The UNT-area housing market is shaped by student demand, proximity to DFW employment centers, and a range of property types and price points.
Parent rent-vs-buy considerations
UNT parents face a Denton housing market where rent-vs-buy comparisons depend on purchase price, financing structure, roommate rent potential, and proximity to campus. Denton's location in the DFW metroplex adds a regional market dynamic, and property tax and insurance costs should be factored into the ownership estimate.
Investor rental-property review
Denton's student-rental market benefits from UNT's 46,000+ enrollment and the city's growth within the DFW metroplex. Investors need to review rent-by-room scenarios, lease timing around the academic calendar, property operating expenses, and DSCR fit on a property-by-property basis.
Seller and exit-strategy review
Denton-area sellers may attract parent buyers, student-rental investors, and DFW-region residents. Understanding which buyer pool your property best fits can help with positioning and pricing.
Financing pathways
Borrowers near UNT may explore parent-purchase, second-home, investment-property, DSCR-based, or refinance options. Denton-area property costs, Texas property tax, and DFW-region market dynamics should be factored into ownership cost estimates and reviewed with a licensed loan officer.

University of North Texas / Denton Market
Independent review platform. Not affiliated with or endorsed by University of North Texas.
Market Analysis
What this market is best for
Every college market has a different profile. Here's how University of North Texas / Denton breaks down by the three most common campus-area housing decisions.

Parent Rent-vs-Buy
For families evaluating whether buying near campus makes more financial sense than four years of rent. The review covers purchase price, financing, roommate income potential, ownership costs, and after-graduation options.

Student-Rental Investor
For investors evaluating campus-area rental property. The review focuses on rent-by-room scenarios, operating expenses, lease timing around the academic calendar, DSCR fit, vacancy assumptions, and long-term college-town demand.

Seller / Refinance Decision
For owners of leased student rentals or campus-area properties evaluating whether to sell, refinance, or hold. The review covers current rental income, equity position, buyer pool composition, and refinance options.
Next Step
Review Campus-Area Property Candidates Near University of North Texas
The map shows the types of campus-area properties commonly reviewed for parent purchases, investor rentals, seller decisions, and financing conversations. These are review candidates — for comparison, financing analysis, and local real estate expert review. Connect with a licensed professional when you are ready to evaluate actual opportunities.
Important: These campus-area review candidates are for comparison, financing, and local professional review. Availability, pricing, and property details should be independently verified. CollegeHousing.ai is an independent platform and is not affiliated with or endorsed by University of North Texas. These are not active MLS listings.
Financial Dashboard
The ownership cost stack near UNT
Campus-area ownership is never just the mortgage. Each layer below represents a real cost category that should be reviewed with a local professional. All figures are illustrative — confirm with actual quotes.
Sample Monthly Ownership Estimate
Illustrative only — not a quote or offer
$337,400
Sample price · 25% down ($84,350)
Sample — confirm with actual quotes from local providers
$2,852/mo
Vs. $1,263/mo median rent — Denton
Sample estimate — not financial, tax, legal, or lending advice. Actual costs vary by property, location, insurance carrier, tax assessment, management provider, HOA covenants, and loan terms. Every figure above should be confirmed with a licensed local professional. This is an educational illustration, not a projection or guarantee.
Neighborhood Logic
Campus-area living logic
Campus-area housing isn't just about distance to the quad. These eight factors drive demand, rentability, resale value, and ownership experience near UNT.

Distance & Proximity
Properties within 1 mile of campus command premium rent and resale interest. Beyond 3 miles, buyer and tenant pools shift toward local residents.
Roommate Demand
Per-bedroom rent structure is common near campus. Properties with the right bedroom count and layout attract student tenants and parent buyers alike.
Property Condition
Student-rented homes face more wear. Condition at purchase affects maintenance costs, insurance, and resale. Inspection is essential — not optional.
Internet & Connectivity
Reliable high-speed internet is non-negotiable for student tenants. Confirm provider availability and speeds before purchasing.
Safety & Neighborhood
Campus-adjacent neighborhoods vary in safety profile, lighting, and tenant mix. Review Denton police data and walk the neighborhood at different times.
Resale Demand
The exit matters. Campus-area homes sell best to the next parent buyer or investor. Market to the right pool at the right time in Denton.
Parking & Access
On-street parking near campus is often restricted. Driveway or off-street parking adds real value for tenants and buyers in Denton.
Property Management
Numerous property management companies serve the Denton/UNT market. Fees and services vary widely.
These factors are directional for Denton campus-area properties. Each property should be reviewed individually.
Setup Checklist
Before you buy near UNT
The ownership decision doesn't end at closing. These six setup steps are commonly overlooked and can materially change the cost and experience of owning near campus.
Lock in insurance early
Get actual quotes for homeowners/hazard insurance and flood insurance before you commit. In some TX markets, the combined cost can materially change the monthly ownership estimate.
Confirm HOA rules and rental restrictions
Some subdivisions and condo communities near UNT have covenants restricting rental use. Review HOA documents before purchasing.
Check internet provider availability
Not every address near UNT has access to high-speed internet. Student tenants require reliable connectivity. Confirm what providers service the specific property and what speeds are available before buying.
Plan move-in and furniture logistics
If the purchase is timed for a lease turnover window (UNT's fall semester begins in late August; spring begins in mid-January. Summer terms run June–August.), furniture delivery, storage, and move-in services should be lined up in advance. The student leasing cycle is tight and unforgiving.
Set up utilities and student-friendly billing
Electric, water, gas, internet, and trash service should be transferred and active before tenants arrive. Consider how utilities will be billed — landlord-paid with rent adjustment, or tenant-paid with setup support.
Budget for maintenance from day one — in Denton
Student-occupied properties see more wear than owner-occupied homes. Budget at least 1% of the property value per year for maintenance — roof, HVAC, appliances, flooring, paint — and have a local handyman or management company identified before closing.
Campus Ownership Setup
Before you own near UNT
Campus-area properties often involve setup items beyond the purchase price. Review the local services that may affect ownership, rental readiness, and student move-in.
Property Management
Review leasing, maintenance, rent collection, and student-rental management near campus.
Confirm during reviewInsurance Professional Placement Available
Available for a Qualified Local Insurance Professional
Review homeowners, hazard, landlord, and flood insurance needs for a campus-area property.
Review Insurance OptionsAvailableMoving / Storage
Coordinate move-in, student storage, furniture, and parent logistics near campus.
Confirm during reviewInternet Provider
Review student-friendly internet availability and setup options near campus.
Confirm during reviewSponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
College housing questions in Denton
Answers to the most common questions about UNT-area housing.
1Should parents rent or buy near the University of North Texas?
UNT families should compare four years of Denton rent with ownership costs including mortgage, property tax, insurance, maintenance, and management. Roommate rent contributions can significantly offset ownership costs. The decision also depends on UNT's academic calendar, property location, and after-graduation plans in the DFW job market.
2Can a student rental near the University of North Texas work as an investment?
Student rentals near UNT benefit from strong enrollment and Denton's location in the growing DFW metroplex. Investment success depends on purchase price, rent-by-room income, property expenses, vacancy assumptions, and financing terms. Each property requires its own underwriting.
3Can DSCR financing be used near the University of North Texas?
DSCR loans may apply to Denton-area investment properties. Each property's projected rental income must support the debt service per lender guidelines. Review rent, expenses, and DSCR thresholds with a licensed loan officer.
4Should I sell or hold a property near the University of North Texas?
Denton-area owners should evaluate current rental income, equity position, local buyer demand, Texas insurance and tax costs, DFW-region growth trends, and refinancing options before deciding to sell or hold.
5Is CollegeHousing.ai affiliated with the University of North Texas?
No. CollegeHousing.ai is an independent real estate and financing information platform. It is not affiliated with or endorsed by the University of North Texas.
What a Review Looks Like
Sample review outcome
Every property and situation is different. This sample illustrates the type of analysis you might receive — not a real review and not a guarantee of any specific outcome.
Illustrative Review — UNT / Denton
3-Bedroom Townhome · 1.2 miles from campus
$337,400
Illustrative — varies by property
$2,220/mo
Sample P&I + Tax + Insurance
$758/mo
2 roommates at sample rent
$1,462/mo
Ownership cost minus roommate contribution
$60,624
Sample at median rent × 48 months
Sell · Refinance · Hold
Review with local advisor
This is a sample illustration. It is not a real property review, not a financial projection, and not a guarantee of any specific outcome. Every property requires its own analysis with a licensed professional.
Local Professionals
Connect directly with independent professionals serving parents, investors, and property owners in the University of North Texas housing market.
REAL ESTATE
Realtor Position Available
Realtor

Local real estate guidance for parents, investors and sellers evaluating homes and investment properties near campus.
- Parent and student housing purchases
- Campus-area investment properties
- Local listings and property sales

FINANCING
Matt Dean
NEXA Lending
Sr. Loan Officer · NMLS 227603

Financing guidance for parent purchases, second homes and investment properties near campus.
- Parent-purchase financing
- DSCR and investor loan options
- Refinance and equity reviews

PROPERTY MANAGEMENT
Steve Johnson
Austin Property Management Group
Leasing and Property Management

Local leasing and property-management support for owners of campus-area rental properties.
- Tenant screening and leasing
- Rent collection and maintenance
- Move-in and move-out coordination
INSURANCE
Insurance Professional Placement Available
Available for a Qualified Local Insurance Professional
Insurance Agent
Insurance reviews for parent-owned homes, condos and rental properties near campus.
- Homeowners and condo coverage
- Landlord and rental-property policies
- Flood, liability and umbrella considerations
Each professional listed is an independent business or licensed professional. CollegeHousing.ai does not endorse, employ or guarantee the services of any provider. Review qualifications, services and terms directly with the professional.
Start Your Review
Ready to evaluate UNT-area housing?
Whether you're a parent comparing rent vs. buy, an investor reviewing cash flow, a seller evaluating options, or a borrower checking financing — start with a no-obligation market review.
Independent platform. Not affiliated with or endorsed by University of North Texas. Review is educational — not a financial guarantee.
Request a University of North Texas / Denton review
Tell us what you're evaluating, and we'll connect you with the right conversation.
Sponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
Related College Housing Guides
Use these guides to review housing decisions near University of North Texas before comparing properties, financing, rental demand, or local expert options.
Market GuideWhy 1, 3, and 5 Miles From Campus Matter
See how distance from campus affects walkability, rent demand, parent-buyer demand, student-rental demand, resale, and financing considerations.
Best for: Users comparing neighborhoods around a university.
Parent GuideParent Rent-vs-Buy Guide for College Housing
Compare four years of rent with ownership near campus, including roommate contribution, financing structure, resale timing, and after-graduation options.
Best for: Families deciding whether buying near campus deserves a serious review.
Investor GuideCampus Rental Cash-Flow Checklist
Review purchase price, rent-by-room income, expenses, management, turnover, lease timing, DSCR fit, and exit strategy before buying.
Best for: Investors evaluating student-rental numbers.
Realtor GuideWhy Local Realtors Matter in College Housing Markets
Understand why campus neighborhoods, student-rental demand, lease cycles, property type, local rules, and resale patterns require local market expertise.
Best for: Users who need local property guidance near a specific school.
Ready to review a real campus-area property decision?
Choose the school, confirm the housing path, and connect with the right local real estate, financing, or property-management review.












