UFUF

Compare Renting vs. Buying

University of Florida · Gainesville, Florida

Compare homes for sale, rentals, financing, neighborhoods, and the cost of renting versus buying near UF.

Campus-Area PropertiesRent-vs-Buy ComparisonLocal Campus-Area Professionals

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Strategy Session Position Details

Matt DeanNEXA Lending · NMLS #227603(512) 415-6142

Florida Off-Campus Housing & Market Guidance

Explore housing near University of Florida in Gainesville, Florida — from campus-adjacent condos to single-family rentals. CollegeHousing.ai connects parents, investors, and sellers with local real estate and financing professionals who understand the UF campus market.

Evaluated through parent 4-year rent-loss analytics, DSCR student-rental cash-flow models, and exclusive direct routing to vetted campus market partners.

University of Florida Property Explorer

Homes for Sale Near University of Florida

Review active homes for sale within 3 miles of University of Florida's campus. Select a listing to view details, or inquire about a specific property.

6 homes for sale

YOUR UF LOAN OFFICER

Matt DeanNEXA Lending · NMLS #227603(512) 415-6142

For Sale

0.8 miles from campus

Condo · College Park

2 bd 2 ba 1,050 sqft$275,000

Updated 2-bedroom condo in College Park near UF. Granite counters, stainless appliances, in-unit laundry, and covered parking. Walk to Midtown, University Avenue, and UF's main campus entrance.

For Sale

1 / 4

0.8 miles from campus

Condo · College Park

2 bd 2 ba 1,050 sqft$275,000

Updated 2-bedroom condo in College Park near UF. Granite counters, stainless appliances, in-unit laundry, and covered parking. Walk to Midtown, University Avenue, and UF's main campus entrance.

For Sale

1.0 mile from campus

Single-Family · University Heights

5 bd 3.5 ba 2,650 sqft$525,000

Spacious 5-bedroom home in University Heights south of UF. Gourmet kitchen with island, dual living areas, primary suite with spa bath, and a screened pool. Minutes from UF Health Shands and the vet school.

For Sale

1 / 4

1.0 mile from campus

Single-Family · University Heights

5 bd 3.5 ba 2,650 sqft$525,000

For Sale

1.4 miles from campus

Townhome · Sugarfoot

2 bd 2.5 ba 1,250 sqft$295,000

Modern 2-bedroom townhome in the Sugarfoot area near UF. Attached garage, open-concept main level, quartz kitchen, and a private patio. Short drive to UF campus, Butler Plaza shopping, and Celebration Pointe.

For Sale

1 / 4

1.4 miles from campus

Townhome · Sugarfoot

2 bd 2.5 ba 1,250 sqft$295,000

For Sale

1.5 miles from campus

Single-Family · Pleasant Street

3 bd 2 ba 1,650 sqft$385,000

Renovated 3-bedroom bungalow in the Pleasant Street Historic District. Updated kitchen with shaker cabinets, original heart-pine floors, new roof, and a fenced backyard. Walk to downtown Gainesville, Bo Diddley Plaza, and UF's east campus.

For Sale

1 / 4

1.5 miles from campus

Single-Family · Pleasant Street

3 bd 2 ba 1,650 sqft$385,000

For Sale

1.9 miles from campus

Single-Family · Duck Pond

4 bd 3 ba 2,100 sqft$450,000

Charming 4-bedroom historic home in the Duck Pond neighborhood near UF. Original hardwood floors, updated kitchen with quartz counters, wraparound porch, and mature landscaping. Walk to downtown Gainesville and UF's northeast campus.

For Sale

1 / 4

1.9 miles from campus

Single-Family · Duck Pond

4 bd 3 ba 2,100 sqft$450,000

For Sale

2.7 miles from campus

Single-Family · Kirkwood

3 bd 2 ba 1,550 sqft$340,000

Well-maintained 3-bedroom in Kirkwood north of UF. Updated kitchen, refinished hardwood floors, new HVAC, and a large shaded backyard with mature oaks. Short drive to NW Gainesville shopping and UF Health.

For Sale

1 / 5

2.7 miles from campus

Single-Family · Kirkwood

3 bd 2 ba 1,550 sqft$340,000

YOUR UF LOAN OFFICER

Matt DeanNEXA Lending · NMLS #227603(512) 415-6142

COMPARE FINANCING OPTIONS

View All Properties

For Sale

For Sale · Condo

0.8 miles from campus

Gainesville, FL 32603 · College Park

$275,000 2 bd 2 ba 1,050 sqft

Updated 2-bedroom condo in College Park near UF. Granite counters, stainless appliances, in-unit laundry, and covered parking. Walk to Midtown, University Avenue, and UF's main campus entrance.

Viewing 1 of 6

Rent vs. Own + Cash-Flow Snapshot

Compare estimated nearby rent with the cost of owning this property. Roommate contributions may offset part of the payment, but all figures require review.

Rent Nearby

$1,900/mo

2 beds × $950/mo

Own This Property

$1,868/mo

Estimated payment @ 7.25%

Monthly Gap

+$32/mo

DSCR: 1.02x

Simple read: Estimated comparable rent is $1,900/mo. The estimated monthly ownership cost is $1,868/mo, creating an estimated difference of $32/mo before appreciation, tax treatment, principal reduction, maintenance changes, vacancies, or rent changes.

Roommate Rent Offset

If the student occupies one bedroom, up to 1 additional bedroom may potentially be used by roommates. At an estimated $950 per occupied roommate bedroom, the projected monthly offset would be approximately $950.

Roommate income is not guaranteed. Lease gaps, turnover, non-payment, occupancy rules, and changing rental conditions may affect actual contributions.

Monthly Ownership Estimate

Estimated monthly costs with local-service review points for each line. Confirm actual financing, taxes, insurance, association charges, utilities, and management costs with qualified professionals.

Purchase Scenario

$275,000

est. price · 25% down ($68,750)

Principal & Interest

30-yr @ 7.25% · loan $206,250

$1,407/mo

Property Tax

~1.2% effective rate on $275,000

$277/mo

Homeowners / Hazard / Flood InsuranceConfirm during review

$2,200/yr estimate · varies by location, coverage, carrier

$183/mo

HOA / Condo DuesConfirm during review

Confirm during review

$0/mo

Property ManagementEducational estimate

~8% of gross rent · leasing, maintenance, rent collection

$152/mo

Internet / Utilities SetupConfirm during review

Student-friendly plan estimate · varies by provider

$80/mo

Move-In / Setup ReserveEducational estimate

Monthly reserve for furniture, storage, move-in costs

$200/mo

Estimated Total Monthly Ownership Cost

$2,300/mo

vs. $1,900/mo estimated rent

Compare Financing Options

Rent Nearby

$1,900/mo

Est. PITIA

$1,868/mo

Est. Diff

+$32/mo

Interest-Only

Request estimate

Comparable Nearby Options

Compare other active University of Florida-area properties from the current result set.

1.4 miles from campus

Townhome · 2 bd / 2.5 ba · $295,000

Similar property

1.5 miles from campus

Single-Family · 3 bd / 2 ba · $385,000

More bedrooms

2.7 miles from campus

Single-Family · 3 bd / 2 ba · $340,000

More bedrooms

Near campusFinancing reviewCondo / HOALower-maintenance option

Additional Local Services

Property ManagementConfirm during review

Homeowners / Hazard / Flood InsuranceConfirm during review

Moving / StorageConfirm during review

Internet ProviderConfirm during review

Educational estimates only. These figures are not a loan quote, investment advice, tax advice, an appraisal, or a guarantee of rent, approval, occupancy, appreciation, or cash flow. Property-specific figures should be reviewed with qualified real estate, lending, insurance, tax, and property-management professionals.

6 representative buy scenarios

YOUR UF LOAN OFFICER

Matt DeanNEXA Lending · NMLS #227603(512) 415-6142

View the Full University of Florida Neighborhood Guide

For Sale

0.8 miles from campus

Condo · College Park

2 bd 2 ba 1,050 sqft$275,000

Updated 2-bedroom condo in College Park near UF. Granite counters, stainless appliances, in-unit laundry, and covered parking. Walk to Midtown, University Avenue, and UF's main campus entrance.

For Sale

1 / 4

0.8 miles from campus

Condo · College Park

2 bd 2 ba 1,050 sqft$275,000

Updated 2-bedroom condo in College Park near UF. Granite counters, stainless appliances, in-unit laundry, and covered parking. Walk to Midtown, University Avenue, and UF's main campus entrance.

For Sale

1.0 mile from campus

Single-Family · University Heights

5 bd 3.5 ba 2,650 sqft$525,000

For Sale

1 / 4

1.0 mile from campus

Single-Family · University Heights

5 bd 3.5 ba 2,650 sqft$525,000

For Sale

1.4 miles from campus

Townhome · Sugarfoot

2 bd 2.5 ba 1,250 sqft$295,000

For Sale

1 / 4

1.4 miles from campus

Townhome · Sugarfoot

2 bd 2.5 ba 1,250 sqft$295,000

For Sale

1.5 miles from campus

Single-Family · Pleasant Street

3 bd 2 ba 1,650 sqft$385,000

For Sale

1 / 4

1.5 miles from campus

Single-Family · Pleasant Street

3 bd 2 ba 1,650 sqft$385,000

For Sale

1.9 miles from campus

Single-Family · Duck Pond

4 bd 3 ba 2,100 sqft$450,000

For Sale

1 / 4

1.9 miles from campus

Single-Family · Duck Pond

4 bd 3 ba 2,100 sqft$450,000

For Sale

2.7 miles from campus

Single-Family · Kirkwood

3 bd 2 ba 1,550 sqft$340,000

For Sale

1 / 5

2.7 miles from campus

Single-Family · Kirkwood

3 bd 2 ba 1,550 sqft$340,000

Showing all 6 properties

Property information, pricing, photographs, and availability may change. Verify current details before making a housing decision. CollegeHousing.ai is an independent housing information platform and is not a brokerage, MLS, property-listing provider, or affiliate of University of Florida.

Could Buying Near UF Cost Less Than Renting?

Compare your student's Gainesville rent with estimated ownership costs after roommate contributions and potential equity.

This is a planning estimate. Actual financing, expenses, rent and resale results vary.

Step 1: Property & Purchase

Purchase Price

Down Payment (%)

Years Near Campus (2–6)

Example Parent-Buyer Scenario

Student's Monthly Rent

Estimated monthly cost for one student's private bedroom near campus.

Purchase Price

Down Payment

Interest Rate

Years Near Campus

Number of Roommates

Avg Monthly Rent Per Roommate

Estimated Family Cost After Roommates

$891/mo

Approximately $209/mo less than renting

After $1,800/mo roommate contribution

Estimated 4-Year Difference

Estimated 4-year advantage: $32,974

Includes estimated principal reduction and resale proceeds.

Based on 2 roommates contributing an estimated $1,800/mo, a 20% down payment and a 4-year hold.

2% appreciation · 4% selling costs · 90% roommate-rent collection

Personalized Financing Review

Get a personalized financing review using the numbers entered above.

Your calculator assumptions will be included automatically.

This estimate is educational and is not financial, tax, legal, real-estate or lending advice. Results are illustrative and do not guarantee loan approval, rental income, appreciation or investment performance.

Decision Path

What Are You Looking for Near UF?

Buying Near Campus

Explore homes and condos near the University of Florida for parents, students, and owner-occupants.

View Homes

Renting Near Campus

Browse rental units near UF — houses, condos, and apartments.

View Rentals

Investment Analysis

Evaluate student rental income, DSCR, and long-term campus-area demand in Gainesville.

Run Numbers

Selling a Campus Property

Review pricing, market conditions, and exit strategy for a UF-area property.

Get a Review

NEIGHBORHOODS

Compare Neighborhoods Near University of Florida

Compare four Gainesville areas by proximity, housing type, buyer fit, and practical considerations before focusing your property search.

Historic Victorian-style homes with wrap-around porches near campus

Walkable to Campus

Midtown Gainesville

32601 · Walkable to campus

Directly adjacent to UF — the most student-dense area with a mix of apartments, older homes converted to rentals, and newer condo buildings. Walking distance to campus, Midtown dining, and Ben Hill Griffin Stadium.

Housing MixApartments, converted single-family rentals, and newer condos

Best FitStudents and investors targeting maximum rental demand and campus proximity

Watch ForStudent-density noise and turnover; premium pricing in the walkable core

Picturesque tree-lined street in a historic residential district

Parent-Buyer Fit

Duckpond

32601 · Short drive or bike to campus

One of Gainesville's most distinctive historic neighborhoods with Victorian homes, tree-canopied streets, and a strong neighborhood association. Northeast of downtown with easy access to UF — popular with faculty, professionals, and parents seeking character.

Housing MixHistoric Victorian and early-20th-century single-family homes

Best FitBuyers valuing architectural character and a strong neighborhood community

Watch ForHistoric preservation guidelines; renovation costs on century-old homes

Elegant modern residential property with high-end finishes and landscaping

Value-Oriented

SW 20th Avenue Corridor

32607 / 32608 · Short drive or bus to campus

Southwest of UF along SW 20th Avenue — apartment complexes, condo communities, and single-family subdivisions. Popular with students and investors for lower-maintenance properties and strong bus connectivity to campus.

Housing MixCondo communities, apartments, and single-family subdivisions

Best FitInvestors and budget-conscious buyers seeking lower-maintenance options

Watch ForCondo rental restrictions and RTS bus schedule dependency

Single-story traditional home surrounded by tall trees and well-manicured lawn

Larger Homes

NW Gainesville

32605 · Short drive to campus

Northwest of UF with established single-family neighborhoods, larger homes, and quieter streets. Popular with families, faculty, and professionals — offers more space and a suburban feel while remaining within reasonable UF commuting distance.

Housing MixEstablished single-family homes on larger lots

Best FitFamilies and professionals prioritizing space, schools, and neighborhood stability

Watch ForLess student-rental demand; properties compete in the broader Gainesville market

Claim This Market Strategy Session Position Details

Local Professionals

Your University of Florida Housing Team

The realtor position near UF is open; Matt Dean serves as the UF-area financing partner and Jim Davis serves as the local property management partner.

EXCLUSIVE REALTOR SPOTYOUR BROKERAGE • YOUR BRAND

MARKET POTENTIAL

✓ 1 Realtor Per Campus✓ Top Search Ranking✓ 100% Direct Contact

BECOME THE EXCLUSIVE REALTOR FOR FLORIDA

Claim exclusive Google & AI search presence presented directly to parents, buyers, sellers, and investors.

Matt Dean

LOAN OFFICER

NEXA Lending

NMLS #227603

Call: (512) 415-6142

Matt works with parent-buyer financing, DSCR investment loans, and conventional mortgages near UF. Reach out to review options.

Explore Matt's Profile

Jim Davis

PROPERTY MANAGER

Gator Campus Property Management

Call: (352) 555-7830

Jim manages student rentals and campus-area properties near UF, including leasing, maintenance coordination, and tenant placement. Reach out to discuss your property.

Explore Jim's Profile

Resources

Guides for Smarter UF Housing Decisions

From rent-vs-buy frameworks to neighborhood comparisons and investment checklists — practical resources for parents, investors, and professionals.

Parent Guide

Buying Housing Near UF: A Parent's Guide

A Gainesville-focused guide for parents comparing student rental costs against owning near the University of Florida.

Parent Guide

Rent vs. Buy Near UF

A parent rent-vs-buy framework comparing four years of Gainesville rent with ownership near campus.

Local Guide

Best Gainesville Areas for UF Housing

A local review of Gainesville campus-area housing including Midtown, College Park, University Heights, and Archer Road.

Investor Guide

UF Student Rental Investment Guide

Evaluate student-rental demand, Gainesville market pricing, cash flow, and exit strategy near the University of Florida.

Seller Guide

Selling a House Near UF

How Gainesville-area owners can position a property for parent buyers, investor buyers, and UF-area demand.

Financing Guide

DSCR & Investor Financing Near UF

What borrowers should know when reviewing DSCR, rental income, and investor financing for UF-area properties.