What PPO network-cost distinction does UMBC highlight when an employee moves?

DIRECT ANSWER

PPO network distinction reviewed October 19, 2026; confirm the actual plan, current provider directory and service coverage. No EPO or Kaiser comparison is supplied here.

UMBC’s benefits overview describes PPO plans as allowing both in-network and out-of-network care, with higher out-of-pocket costs outside the network. Before relying on a provider after a move, check the current plan’s provider directory and State Benefits Guide for that provider and the needed service. The overview does not establish an individual provider’s participation, a service’s coverage or what a particular visit will cost.