What new-hire enrollment window does UMBC describe for long-term disability coverage?
DIRECT ANSWER
Do not infer medical underwriting waiver after first 60 days, eligibility for every employee category, or current policy terms without HR/plan confirmation.
UMBC says new hires have a 60-day enrollment window for University System of Maryland long-term disability coverage without having to answer medical questions. Its benefits page also says eligible Regular and Contingent II staff may enroll in USM-sponsored benefits throughout the year; confirm any later medical-review conditions directly with HR or the plan administrator.
Sources & verification
- hr.umbc.edu Independently reviewed primary source supporting this guide's stated scope
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