LOCAL REALTOR
Karina Woodward
REALTOR, Bosshardt Realty Services
UF-area real estate guidance
The short answer
Prepare the borrower, occupancy and property questions that determine which financing options need review. This guide organizes 25 sourced questions for University of Florida.
Prepare your next decision
- Define who will occupy the home and who will borrow or hold title.
- Gather the actual price, down payment, income and complete ownership costs.
- Ask an appropriately eligible financing professional to review eligibility and terms; school guidance does not establish a loan approval.
What is UF’s projected 2026–27 undergraduate cost of attendance for an in-state student living on or off campus?
UF lists a projected 2026–27 total budget of $25,830, including $6,440 for tuition/fees, $1,220 for books and supplies, $1,700 transportation, $14,190 living expenses, $2,224 miscellaneous expenses, and $56 federal loan fees. The figures are estimates and may vary.
What is UF’s projected 2026–27 undergraduate cost of attendance for an out-of-state student living on or off campus?
UF lists a projected 2026–27 total budget of $54,010, including $34,620 tuition/fees and the other budget components shown on its undergraduate cost page. UF says these are estimates and costs may vary.
What is UF’s projected 2026–27 graduate cost of attendance for an in-state graduate student living on or off campus?
UF lists a projected 2026–27 total budget of $34,320, including $12,780 tuition/fees; the page also itemizes books, transportation, living, miscellaneous, and federal loan-fee components. UF says the figures are estimates.
What is the projected 2026–27 UF Online undergraduate budget for a Florida resident?
UF’s 2026–27 UF Online cost page lists $3,876 tuition/fees and a $21,696 total budget for an in-state UF Online undergraduate. It states the tuition/fee figure is projected and based on 30 fall-and-spring credit hours.
Which standard fees does UF Online exclude from its standard cost of attendance?
UF says UF Online students do not pay the Activity and Services, Health Services, University Athletics, or Transportation fees as part of the standard cost of attendance. Students may purchase an optional fee package, but the financial-aid budget is not increased for those optional costs.
When are UF tuition and fees due under the university’s general rule?
UF states that the fee-payment deadline is 3:30 p.m. on the last day of the second week of classes, and that students are liable for tuition and fees for courses registered at the end of drop/add.
What are UF’s Fall 2026 tuition payment and financial-aid deferment deadlines?
UF’s Critical Dates page lists the Fall 2026 tuition payment deadline as September 4, 2026 at 3:30 p.m. in the drop box or 11:00 p.m. Eastern online; the financial-aid tuition-deferment deadline is October 9, 2026 at 3:30 p.m. in the drop box or 11:00 p.m. Eastern online.
Where does UF say students can see tuition costs before payment?
UF’s Fall 2026–Summer B 2027 Critical Dates table says tuition costs become available on ONE.UF.edu on August 10, 2026 for Fall 2026, December 7, 2026 for Spring 2027, and April 26, 2027 for both listed Summer 2027 sessions.
What does UF say about Florida Prepaid billing?
UF’s catalog says the University Bursar automatically bills the Florida Prepaid Program for tuition and applicable fees of eligible students; coverage depends on the student’s prepaid tuition contract.
Which FAFSA should cover UF attendance from July 1, 2026 through June 30, 2027?
Federal Student Aid says to use the 2026–27 FAFSA for attendance between July 1, 2026 and June 30, 2027. UF says the 2026–27 FAFSA could be filed starting October 1, 2025 and should be completed each year.
Is there a fee to complete the FAFSA?
Federal Student Aid states that the FAFSA is free and that a site asking for payment is not the official FAFSA website.
What are basic federal student-aid eligibility requirements relevant to a UF applicant?
Federal Student Aid lists, among other criteria, being a U.S. citizen or eligible noncitizen, being enrolled or accepted as a regular student in an eligible degree or certificate program, providing consent for federal tax-information transfer into FAFSA, and certifying that the applicant is not in default on a federal student loan or owes a federal grant overpayment.
What is the maximum Federal Pell Grant for 2026–27?
Federal Student Aid lists the maximum Federal Pell Grant as $7,395 for the 2026–27 award year (July 1, 2026 through June 30, 2027). Eligibility and amount depend on the FAFSA and applicable rules.
What is UF’s projected 2026–27 Pell Grant award range?
UF’s grants page lists Federal Pell Grant awards ranging from $740 to $7,395 for academic year 2026–27 and says students completing their financial-aid application are automatically considered for Pell.
What is the Florida Student Assistance Grant and what award range does UF list?
UF describes FSAG as a state-funded grant for qualified undergraduates at eligible Florida institutions who demonstrate financial need and academic promise and maintained Florida residency for at least 12 months before the term. UF lists awards of $200 to $2,610 per academic year.
What does UF say about Federal Supplemental Educational Opportunity Grants?
UF says FSEOG is federally funded and awarded by UF to undergraduates with exceptional financial need; UF selects recipients and determines award amounts based on greatest financial need, with awards generally ranging from $100 to $2,000 per year.
How much does Florida Academic Scholars Bright Futures cover at UF?
UF says Florida Academic Scholars receive an award equal to 100% of tuition and applicable fees, including listed activity, health, athletic, financial-aid, capital-improvement, transportation, technology, and tuition-differential fees; UF currently states $214.54 per registered credit hour.
How much does Florida Medallion Scholars Bright Futures cover at UF?
UF says Florida Medallion Scholars receive 75% of tuition and applicable fees, with the applicable-fee categories listed on the UF page; UF currently states $160.90 per registered credit hour.
Is FAFSA required for initial or renewal Bright Futures eligibility?
UF says students are not required to submit a FAFSA to receive initial or renewal Bright Futures eligibility, while encouraging FAFSA submission to learn about possible additional state and federal aid.
How are UF merit scholarships considered for incoming freshmen?
UF says there is no automatic UF scholarship award based on test scores or GPA and no separate application for UF merit scholarships; all admitted students who apply by the November 1 freshman admission priority deadline are considered, with recipients selected by a committee and notified by mid-March.
What is the listed annual range of UF in-state merit scholarships?
UF lists in-state merit scholarship amounts of $1,000, $2,000, $5,000, $8,000, and $10,000 per year for the named Florida Merit, Presidential, Presidential Gold, and Presidential Platinum awards. UF specifies the listed annual awards are Fall/Spring amounts.
What is the difference between Direct Subsidized and Direct Unsubsidized Loans?
UF says Direct Subsidized Loans are for undergraduate students with financial need and do not accrue interest while the borrower is enrolled at least half-time or during deferment. Direct Unsubsidized Loans are for undergraduate and graduate students, are not based on financial need, and charge interest during in-school, deferment, and grace periods.
What enrollment level is generally required for a federal Direct Loan?
Federal Student Aid says borrowers generally must be enrolled at least half-time at a school participating in the Direct Loan Program and generally in a degree- or certificate-leading program.
When does repayment begin for a UF long-term loan?
UF says repayment of its long-term loans begins six months after graduation or after dropping below half-time enrollment; repayment schedules are handled individually, with a recommended minimum payment of $30 a month.
When does UF release financial aid?
UF says financial aid is released after drop/add each semester and that the process takes about six working days; UF also says aid may not be used to pay prior-term tuition fees.
Sources & editorial context
University housing information is organized from the linked sources, with its original review date shown. Rates, deadlines and availability can change; use the applicable academic year and check the source before committing. CollegeHousing.ai is independent of University of Florida.
Get help with your next decision
Karina Woodward, REALTOR at Bosshardt Realty Services, is the local real estate contact.