A CLOSER LOOK
River Street · 2.3 mi to UC Santa Cruz
$475,0001 bed · 1 bath · 600 sq ft
- Parking available
HOUSING NEAR UC SANTA CRUZ
Buy, rent, finance, and compare housing near University of California, Santa Cruz with current property context and local guidance.

CollegeHousing.ai is independent of University of California, Santa Cruz. School colors are used only as location context; no university endorsement is implied.
Prioritize 3–4 bedroom ownership, roommate-offset scenarios, monthly housing cost and the four-year exit.
Direct answer: Compare the current home price, financing and realistic roommate contribution against four years of rent. Roommate income can reduce net housing cost, but it should be modeled rather than assumed.
Compare the four-year math →
UNIVERSITY OF CALIFORNIA, SANTA CRUZ · HOUSING MARKET
Homes for sale. Places to rent. Neighborhoods to know. Explore your options and build a housing plan around life at UC Santa Cruz.
Independent of University of California, Santa Cruz.

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UC Santa Cruz · YOUR NEXT CHAPTER
You might be moving in, here for your student, or back on familiar streets. Let’s start with your part of the story.
The right home needs to work on an ordinary Tuesday, too. Tell us about your routine, the places you’ll need to reach, and what matters when you walk back through your own front door.
Local guidance from CollegeHousing.ai · Independent of University of California, Santa Cruz.
Explore 30 homes for sale and 30 rentals near UC Santa Cruz. Select a home for photos and details.
A CLOSER LOOK
1 bed · 1 bath · 600 sq ft
Checked 2026-09-06. Prices and availability may change. *Straight-line miles to University of California, Santa Cruz campus reference point. Walking and driving routes differ.
This section describes only the properties displayed in this explorer.
Property types: Condo, Townhouse, Single Family, Apartment. Neighborhoods: Santa Cruz, Capitola, Aptos, River Street, Lower Ocean, Nobel, Downtown Santa Cruz, Felton, North Pacific, Banana Belt, King Street, Carbonera, Mission Hill, Westlake, Cedar Street Village, Branciforte Drive, Upper Ocean, Pacific Avenue District. Asking prices describe this selection of listings.
Confirm the housing options and university requirements that apply to your student before committing to an off-campus plan.
Review housing resources →Start with the building you will use. Compare the actual walking, driving or transit route from the property.
Find the campus on a map ↗Include the full lease term, utilities, food, transportation and upfront costs. On the ownership side, include financing, taxes, insurance, fees and upkeep.
Compare renting and buying →OFF-CAMPUS HOUSING · SCHOOL-RANKED ANSWERS
Ranked from current university guidance and recurring off-campus search intent. The first four stay visible; six more are one tap away so the MPS stays fast to scan.
Start by learning the local leasing cycle well before your move date, but do not copy another school’s calendar. Availability, renewal deadlines, lease starts, and roommate timing vary by campus market and property.
Open the exact answer →Start with the campus building you use most, your commute, and your total monthly budget—not a generic “best neighborhood” list. Compare current UC Santa Cruz rentals by distance, route, price, parking or transit, and the day-to-day places you actually need.
Open the exact answer →Studio $2,234/mo · 1 BR $2,771/mo · 2 BR $3,762/mo · 3 BR $3,624/mo · September 2026. The figures describe the cited source's rental-market area, not a campus-radius, neighborhood, student-only or property-specific rate. Individual leases and mandatory fees vary.
Open the exact answer →Choose roommates before you choose a lease when possible. Compare budget, payment responsibility, schedules, guests, cleaning, pets, summer plans, and what happens if someone leaves early.
Open the exact answer →Read the actual lease before paying. Confirm the term, rent and fees, guarantor or screening rules, deposit, utilities, renewal, early termination, subletting, roommate liability, and move-out obligations.
Open the exact answer →Start with the lease, not the listing label. Confirm whether subletting or reletting is allowed, who remains liable, any approval or fee, the exact dates, furnishing, utilities, and what happens if the replacement tenant does not pay.
Open the exact answer →Measure the trip to the building you actually use. Compare walking, biking, transit, driving, parking availability and cost, late-day service, and the backup plan—not just straight-line miles.
Open the exact answer →Verify the listing, property, and person before paying. Be cautious with unusually low rent, pressure to pay quickly, inability to tour, mismatched ownership details, and demands for wire transfers, gift cards, crypto, or other hard-to-recover payments.
Open the exact answer →Tenant rights depend on state and local law. Keep the signed lease, document the unit at move-in, put repair requests in writing, understand notice and deposit rules, and use the applicable local or state authority for legal questions.
Open the exact answer →Ask what is included and what is restricted before you compare prices. Utilities, internet, furnishing, parking, pets, guests, occupancy, subletting, and summer lease obligations can change both cost and fit.
Open the exact answer →Compare your campus housing offer with a private lease.
Compare room type, dining, utilities and the entire contract term. Ask the housing office for the current rate for your assignment.
Explore UC Santa Cruz housing questions →Compare renting and owning with the assumptions that matter to your plan.
Illustrative starting scenario
Compare ownership with the housing plan after graduation.
Learn More →Find a home and plan the lease, roommates, and move.
Review rental evidence, operating costs, and the property.
Learn More →Discuss your property, preparation, and sale timing.
Learn More →Plan a remote search with local property guidance.
Learn More →Compare housing around your campus and daily commute.
Learn More →Compare locations and the individual property with Lori.

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College Housing Financing Specialist
NEXA Lending | NMLS #227603
Discuss parent purchase, conventional financing, intended occupancy, and property-specific costs. Ask Matt to confirm applicable licensing and program eligibility.




Lori Hill of Compass is the CollegeHousing.ai real estate contact for University of California, Santa Cruz.
Use Schedule a Callback and include your preferred day and time, housing plan and contact details. You can also call 831-588-7552. Appointment availability is confirmed with the professional.
Compare the complete housing arrangements, upfront cash, monthly costs, expected time near campus and plan after graduation. The rent-vs-buy calculator provides an editable illustration.
Matt Dean of NEXA Lending, NMLS #227603, is the financing contact. Share the property, intended occupancy and your assumptions for an eligibility review.
3 of 150 granular food questions currently pass CH2’s 15-option evidence threshold, with ratings, review counts, price, location, directions and source checks.
Current 1-bedroom $2,771/mo · 2-bedroom $3,762/mo · 3-bedroom $3,624/mo · median sale price $1,374,312. Rent, mortgage, down-payment and insurance math with source links.
UC Santa Cruz points students to Community Rentals for off-campus housing search tools and listings. The main options named in UCSC materials are rental listings, short-term sublets, rooms for rent, roommates, and privately managed apartments.
As of September 15, 2026, UC Santa Cruz’s McHenry Library and Science & Engineering Library are open until 5:00 p.m. today, and the library hours page shows both closing at 5:00 p.m. on the current weekday schedule.
Students should submit a CruzFix maintenance request for HVAC issues in university housing, and use the emergency phone numbers only if the problem can’t wait until the next business day.
UCSC housing is organized around small-scale residential communities, with continuing assignments still made through summer, fall 2026 move-in set for September 17–22, and a new two-year housing guarantee for fall 2026 incoming students.
For a condo near UC Santa Cruz, start with lender pre-approval, then check whether the specific condo and HOA can actually be financed; some on-campus UCSC units have restrictions that many lenders won’t accept.
School-specific source research is in progress. This becomes a permanent sourced answer here when the local evidence passes CH2’s publication checks.
School-specific source research is in progress. This becomes a permanent sourced answer here when the local evidence passes CH2’s publication checks.
Reviewed public videos add visual context for the campus and surrounding area. Each title, source and summary below is crawlable; dedicated watch pages make the video itself the primary content for search discovery.
UC Santa Cruz Admissions directs visitors to this concise campus tour.
Videos remain hosted and played by their original publishers through YouTube. CollegeHousing.ai reviews relevance and adds independent housing context; no university affiliation or endorsement is implied. Open the reviewed UC Santa Cruz video.

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