UC Davis Housing Market
Housing Near UC Davis
Davis, California • Yolo County / Sacramento Valley
Compare rent-vs-buy, student-rental investment potential, seller options, and financing paths around the UC Davis market.
Parent purchase review · Student-rental cash flow · DSCR financing · Seller strategy · Davis market context
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Independent real estate and financing guidance. Not affiliated with or endorsed by UC Davis.
You're viewing the UC Davis housing market.
•UC Davis Campus-Area Property Explorer
Important: These campus-area review candidates are educational examples for comparison, financing review, and local real estate expert consultation. Availability, pricing, and property details should be verified with a licensed local real estate professional. CollegeHousing.ai is an independent platform and is not affiliated with or endorsed by UC Davis. These are not active MLS listings.
Built Around the UC Davis Housing Decision
Families and investors do not search for generic housing. They search around a specific school, a specific timeline, and a specific decision. This market page organizes the major paths around UC Davis.
Parents
Compare rent vs. buy near UC Davis before defaulting to another year of rent.
Start Rent vs. Buy ReviewInvestors
Review campus-area rental potential, student housing demand, and financing paths.
Analyze a Campus RentalSellers
Understand whether campus-area ownership demand may support a sale, refinance, or hold decision.
Request Property ReviewBorrowers
Review DSCR, conventional, refinance, and cash-out paths for campus-area property.
Check Financing OptionsUC Davis Housing Decision Center
Review UC Davis Campus-Area Housing
Independent college housing market review covering parent rent-vs-buy analysis, student-rental investment evaluation, DSCR financing review, seller timing, and local real estate professional connection for the UC Davis / Davis market.
Parent Rent vs. Buy
Review Candidates
Student-Rental Demand
~70% Off Campus
Local Market Contact
Available
Estimated review scenario. Current availability, pricing, rent potential, taxes, insurance, HOA, and financing terms should be verified before making a decision. These are not active MLS listings.
Market Guidance
UC Davis Housing Market Guides
Local guides for parents, investors, sellers, and borrowers reviewing housing near UC Davis in Davis, California.
Buying Housing Near UC Davis: Parent Guide to Davis Campus Areas
What parents should evaluate when comparing rent, ownership, neighborhood selection, and resale potential near UC Davis.
Rent vs. Buy Near UC Davis
A Davis-focused rent-vs-buy guide for families comparing student rental costs against owning near UC Davis.
Best Davis Neighborhoods to Review for UC Davis Housing
A local review of campus-area housing considerations near UC Davis — Downtown Davis, Central Davis, West Davis, and South Davis.
UC Davis Student Rental Investment Guide
How investors can evaluate rental demand, market dynamics, property type, cash flow, and exit strategy around UC Davis.
Selling a House Near UC Davis
How campus-area owners can position a Davis property for parent buyers, investor buyers, and local market demand.
DSCR and Investor Financing for UC Davis-Area Rentals
What borrowers should know when reviewing DSCR, rental income, investor financing, and student-housing properties near UC Davis.
CollegeHousing.ai is an independent platform and is not affiliated with, endorsed by, or sponsored by the University of California, Davis.
Professional partner information is available on the Partner With Us page.
Review Paths
UC Davis Housing Review Paths
Choose the path that best matches your situation near UC Davis in Davis. Each review path focuses on a different set of housing and financing questions.
Parent Rent vs. Buy Review
Compare four years of Davis rent with ownership costs near UC Davis. Review roommate rent offset, financing structure, and after-graduation options.
Start Parent ReviewInvestor Cash Flow Review
Evaluate student-rental income, operating expenses, DSCR fit, vacancy assumptions, and long-term college-town demand near UC Davis.
Analyze a Campus RentalSeller / Hold Review
Review whether your Davis-area property may attract parent buyers, student-rental investors, or local demand. Compare sell, refinance, and hold scenarios.
Request Property ReviewFinancing Review
Review parent-purchase, second-home, investment-property, DSCR, refinance, and cash-out financing paths for the Davis market.
Check Financing OptionsProperty Management Review
Plan for leasing, maintenance, turnover, roommate management, and long-distance ownership before buying or holding near UC Davis.
Review ManagementStart with your decision
Each path focuses on a different set of questions — parent purchase, investment cash flow, seller review, or financing options near UC Davis.
Parents
Compare rent vs. buy near campus
For families evaluating whether to rent student housing or buy a campus-area property near UC Davis, the review focuses on ownership horizon, roommate income potential, maintenance responsibility, resale options, and financing.
Start Parent ReviewInvestors
Review student-rental cash flow
For investors evaluating a college-town rental near UC Davis, the review focuses on rental demand, management complexity, lease timing around the academic calendar, student-housing durability, DSCR considerations, and exit strategy.
Start Investor ReviewSellers
Evaluate sell, refinance, or hold
For owners of campus-area properties near UC Davis, the review focuses on timing, buyer demand, rental performance, refinancing options, cash-out potential, and whether the property should be held or brought to market.
Start Seller ReviewFinancing
Review DSCR, refi, cash-out, and purchase options
For borrowers, the review focuses on financing paths for campus-area properties near UC Davis, including purchase loans, refinancing, cash-out, and DSCR options when applicable.
Start Financing ReviewWhy UC Davis / Davis deserves its own review
UC Davis enrolls over 40,000 students and anchors one of California's most distinctive college-town housing markets. Davis is famously bicycle-oriented, with limited close-in housing inventory and strong demand from parents, investors, and university employees. The combination of high enrollment, constrained developable land, and Davis' growth-control policies means that campus-area housing is consistently in demand. For parents, the rent-or-buy question is financially significant given four-to-five years of Davis market-rate rent.
Parent rent-vs-buy considerations
Parents evaluating a purchase near UC Davis should compare four-to-five years of Davis rent with ownership costs including mortgage, property tax, insurance, maintenance, and management. Davis' limited close-in inventory means buyers may need to consider condominiums, townhomes, or properties slightly farther from campus. Bicycle access is a key factor — many students bike to campus, reducing the premium on immediate walking-distance housing. Roommate rent contributions can meaningfully offset ownership costs.
Investor rental-property review
UC Davis' 40,000-plus enrollment and Davis' constrained housing supply create a durable student-rental market. Investors should review rent-by-room scenarios, lease timing around the academic calendar, operating expenses, and DSCR fit. Davis rental regulations and any current occupancy rules should be verified before purchase. Bicycle proximity to campus is a meaningful factor in rental desirability.
Seller and exit-strategy review
Davis-area sellers benefit from strong institutional demand — UC Davis anchors the local economy. Sellers may attract parent buyers, student-rental investors, and Davis' broader buyer pool. Pricing should reflect property condition, rental history, location relative to campus and bike-path access, and Davis' growth-management context.
Financing pathways
Borrowers near UC Davis may explore parent-purchase, second-home, investment-property, DSCR-based, or refinance options. Davis home prices are elevated relative to the surrounding Sacramento Valley, meaning down payment, LTV, and loan-type considerations should be reviewed with a licensed loan officer familiar with Yolo County.
UC Davis / Davis Market
Independent review platform. Not affiliated with or endorsed by UC Davis.
Market Snapshot
UC Davis / Davis housing data
Public data sources for evaluating college-area housing decisions. Not investment advice. Not a guarantee of rental income, appreciation, or loan approval.
Last updated: 2026-08-01
University Demand
40,850
Total Enrollment
31,797
Undergraduate
7,342
Graduate
9,242
First-Year Class
92%
Retention Rate
64%
4-Year Graduation Rate
On-Campus vs Off-Campus Housing
No
First-Year Live-On Required
Yes
On-Campus Housing Guaranteed
94%
First-Year in Univ. Housing
6%
First-Year Off Campus / Commute
30%
All Undergrads in Univ. Housing
70%
All Undergrads Off Campus / Commute
UC Davis guarantees on-campus housing for first-year students meeting deadlines. About 70% of undergraduates live off campus, with bicycle access to campus being a primary housing consideration. Davis' constrained housing supply makes close-in inventory limited.
Local Housing Baseline — Davis
$747,000
Median Owner-Occupied Home Value
$1,780/mo
Median Gross Rent
43.6%
Owner-Occupied Housing Rate
$2,700
Median Monthly Owner Cost (w/ Mortgage)
66,700
City Population
24,800
Households
When students typically move off campus
No
First-Year Live-On Required
Yes
On-Campus Housing Guaranteed
94%
First-Year Students in Univ. Housing
6%
First-Year Students Off Campus / Commute
30%
All Undergrads in Univ. Housing
70%
All Undergrads Off Campus / Commute
What this means for housing decisions
UC Davis guarantees on-campus housing for first-year students who meet deadlines, and most freshmen live on campus. Approximately 70% of all undergraduates live off campus, with many choosing housing in Davis within bicycle distance of the university. Davis' bicycle infrastructure is a defining factor in housing location decisions.
Parent Rent-vs-Buy Trigger
- •4+ years of housing needed
- •No freshman live-on requirement — immediate off-campus option
- •Most undergrads live off campus by sophomore year
- •Rent alternative: median rent $1,780/mo
- •Roommate income potential from other students
- •Ownership horizon: typically 3–5 years
- •Resale after graduation — parent/investor buyer pool
- •Property management if parent is out of town
- •Financing: second home vs investment property classification
Investor Cash-Flow Trigger
- •Strong off-campus demand — 70% of undergrads off campus
- •Rent-by-room potential near campus
- •School-year lease timing (Aug–Jul typical)
- •Turnover risk between academic years
- •Maintenance and management load
- •DSCR review: rent vs debt service
- •Local owner-occupancy rate: 43.6% — context for rental demand
- •Exit strategy: sell to parent buyer, investor, or owner-occupant
Seller / Refi / Hold Trigger
- •Current lease status and rental history
- •Campus proximity and property condition
- •Buyer pool: parents, investors, owner-occupants
- •Sell vs hold: compare net proceeds with ongoing rental income
- •Refinance / cash-out review
- •School-year timing: list before leasing season
- •Equity position and market conditions
Financing Trigger
- •Parent purchase financing (owner-occupied or second home)
- •Second-home vs investment property classification
- •Investment-property loan options
- •DSCR loan review for rental-backed properties
- •Refinance and cash-out options
- •Down payment sensitivity by loan type
- •Insurance, property tax, and HOA review
Market Analysis
What this market is best for
Every college market has a different profile. Here's how UC Davis / Davis breaks down by the three most common campus-area housing decisions.
Parent Rent-vs-Buy
For families evaluating whether buying near campus makes more financial sense than four years of rent. The review covers purchase price, financing, roommate income potential, ownership costs, and after-graduation options.
Student-Rental Investor
For investors evaluating campus-area rental property. The review focuses on rent-by-room scenarios, operating expenses, lease timing around the academic calendar, DSCR fit, vacancy assumptions, and long-term college-town demand.
Seller / Refinance Decision
For owners of leased student rentals or campus-area properties evaluating whether to sell, refinance, or hold. The review covers current rental income, equity position, buyer pool composition, and refinance options.
Next Step
Review Campus-Area Property Candidates Near UC Davis
The map shows the types of campus-area properties commonly reviewed for parent purchases, investor rentals, seller decisions, and financing conversations. These are review candidates — for comparison, financing analysis, and local real estate expert review. Connect with a licensed professional when you are ready to evaluate actual opportunities.
Important: These campus-area review candidates are for comparison, financing, and local professional review. Availability, pricing, and property details should be independently verified. CollegeHousing.ai is an independent platform and is not affiliated with or endorsed by UC Davis. These are not active MLS listings.
Financial Dashboard
The ownership cost stack near UC Davis
Campus-area ownership is never just the mortgage. Each layer below represents a real cost category that should be reviewed with a local professional. All figures are illustrative — confirm with actual quotes.
Sample Monthly Ownership Estimate
Illustrative only — not a quote or offer
$747,000
Sample price · 25% down ($186,750)
Sample — confirm with actual quotes from local providers
$5,688/mo
Vs. $1,780/mo median rent — Davis
Sample estimate — not financial, tax, legal, or lending advice. Actual costs vary by property, location, insurance carrier, tax assessment, management provider, HOA covenants, and loan terms. Every figure above should be confirmed with a licensed local professional. This is an educational illustration, not a projection or guarantee.
Neighborhood Logic
Campus-area living logic
Campus-area housing isn't just about distance to the quad. These eight factors drive demand, rentability, resale value, and ownership experience near UC Davis.
Distance & Proximity
Properties within 1 mile of campus command premium rent and resale interest. Beyond 3 miles, buyer and tenant pools shift toward local residents.
Roommate Demand
Per-bedroom rent structure is common near campus. Properties with the right bedroom count and layout attract student tenants and parent buyers alike.
Property Condition
Student-rented homes face more wear. Condition at purchase affects maintenance costs, insurance, and resale. Inspection is essential — not optional.
Internet & Connectivity
Reliable high-speed internet is non-negotiable for student tenants. Confirm provider availability and speeds before purchasing.
Safety & Neighborhood
Campus-adjacent neighborhoods vary in safety profile, lighting, and tenant mix. Review Davis police data and walk the neighborhood at different times.
Resale Demand
The exit matters. Campus-area homes sell best to the next parent buyer or investor. Market to the right pool at the right time in Davis.
Parking & Access
On-street parking near campus is often restricted. Driveway or off-street parking adds real value for tenants and buyers in Davis.
Property Management
Property management companies serve the Davis/UC Davis market. Interview managers about student-rental experience and Davis rental-regulation familiarity.
These factors are directional for Davis campus-area properties. Each property should be reviewed individually.
Setup Checklist
Before you buy near UC Davis
The ownership decision doesn't end at closing. These six setup steps are commonly overlooked and can materially change the cost and experience of owning near campus.
Lock in insurance early
Get actual quotes for homeowners/hazard insurance and flood insurance before you commit. In some CA markets, the combined cost can materially change the monthly ownership estimate.
Confirm HOA rules and rental restrictions
Some Davis subdivisions and condo communities have covenants restricting rental use. Review HOA documents before purchasing.
Check internet provider availability
Not every address near UC Davis has access to high-speed internet. Student tenants require reliable connectivity. Confirm what providers service the specific property and what speeds are available before buying.
Plan move-in and furniture logistics
If the purchase is timed for a lease turnover window (UC Davis operates on a quarter system. Fall quarter begins in late September. The student leasing cycle typically starts in winter for the following academic year.), furniture delivery, storage, and move-in services should be lined up in advance. The student leasing cycle is tight and unforgiving.
Set up utilities and student-friendly billing
Electric, water, gas, internet, and trash service should be transferred and active before tenants arrive. Consider how utilities will be billed — landlord-paid with rent adjustment, or tenant-paid with setup support.
Budget for maintenance from day one — in Davis
Student-occupied properties see more wear than owner-occupied homes. Budget at least 1% of the property value per year for maintenance — roof, HVAC, appliances, flooring, paint — and have a local handyman or management company identified before closing.
Campus Ownership Setup
Before you own near UC Davis
Campus-area properties often involve setup items beyond the purchase price. Review the local services that may affect ownership, rental readiness, and student move-in.
Property Management
Review leasing, maintenance, rent collection, and student-rental management near campus.
Confirm during reviewHOI / Hazard / Flood Insurance
Review homeowners, hazard, landlord, and flood insurance needs for a campus-area property.
Confirm during reviewMoving / Storage
Coordinate move-in, student storage, furniture, and parent logistics near campus.
Confirm during reviewInternet Provider
Review student-friendly internet availability and setup options near campus.
Confirm during reviewSponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
College housing questions in Davis
Answers to the most common questions about UC Davis-area housing.
1Should parents rent or buy near UC Davis?
Davis is one of the most expensive college-town rental markets in California. Parents should compare four-to-five years of rent with ownership costs including mortgage, property tax, insurance, and maintenance. Roommate rent contributions can offset a meaningful portion of ownership costs. Davis' institutional demand supports post-graduation resale or rental retention.
2Can a student rental near UC Davis work as an investment?
Davis' constrained housing supply and UC Davis' large enrollment create a durable rental market. Investment success depends on purchase price, rent-by-room income, property expenses, Davis rental regulations, and financing terms. Bicycle access to campus is a meaningful desirability factor.
3Can DSCR financing be used near UC Davis?
DSCR loans may apply to Davis-area investment properties. Each property's projected rental income must support the debt service per lender guidelines. Review rent projections, expenses, and DSCR thresholds with a licensed loan officer familiar with Yolo County.
4Should I sell or hold a property near UC Davis?
Davis-area owners should evaluate current rental income, equity position, local buyer demand, and refinancing options. UC Davis' role as the area's economic anchor supports long-term demand, though pricing should reflect property condition and rental history.
5Is CollegeHousing.ai affiliated with UC Davis?
No. CollegeHousing.ai is an independent real estate and financing information platform. It is not affiliated with, endorsed by, or operated by the University of California, Davis.
What a Review Looks Like
Sample review outcome
Every property and situation is different. This sample illustrates the type of analysis you might receive — not a real review and not a guarantee of any specific outcome.
Illustrative Review — UC Davis / Davis
3-Bedroom Townhome · 1.2 miles from campus
$747,000
Illustrative — varies by property
$4,673/mo
Sample P&I + Tax + Insurance
$1,068/mo
2 roommates at sample rent
$3,605/mo
Ownership cost minus roommate contribution
$85,440
Sample at median rent × 48 months
Sell · Refinance · Hold
Review with local advisor
This is a sample illustration. It is not a real property review, not a financial projection, and not a guarantee of any specific outcome. Every property requires its own analysis with a licensed professional.
YOUR UT AUSTIN LOCAL TEAM
Connect directly with the independent professionals serving parents, investors and property owners in the UT Austin housing market.
REAL ESTATE
Steve Johnson
Realty Pros of Austin
Licensed Texas Real Estate Broker
Local real estate guidance for parents, investors and sellers evaluating homes and investment properties near campus.
- Parent and student housing purchases
- Campus-area investment properties
- Local listings and property sales
FINANCING
Matt Dean
NEXA Lending
Sr. Loan Officer · NMLS 227603
Financing guidance for parent purchases, second homes and investment properties near campus.
- Parent-purchase financing
- DSCR and investor loan options
- Refinance and equity reviews
PROPERTY MANAGEMENT
Property Manager
Property Management
Leasing and Property Management
Local leasing and property-management support for owners of campus-area rental properties.
- Tenant screening and leasing
- Rent collection and maintenance
- Move-in and move-out coordination
INSURANCE
Insurance Professional
Insurance Agency
Insurance Agent
Insurance reviews for parent-owned homes, condos and rental properties near campus.
- Homeowners and condo coverage
- Landlord and rental-property policies
- Flood, liability and umbrella considerations
Each professional listed is an independent business or licensed professional. CollegeHousing.ai does not endorse, employ or guarantee the services of any provider. Review qualifications, services and terms directly with the professional.
Additional Services
Additional UT Austin Services
Need help with another part of the move or ownership process? Tell us what you need and CollegeHousing.ai will route the request appropriately.
LOCAL SERVICES
Local Service Help
Tell us what service you need and we will route the request based on the UT Austin market and current provider availability.
Request Local Service HelpMOVING & STORAGE
Moving and Storage Help
Share your moving or storage needs and we will route the request when an appropriate local provider is available.
Request Moving or Storage HelpProfessional partner information is available on the Partner With Us page.
Start Your Review
Ready to evaluate UC Davis-area housing?
Whether you're a parent comparing rent vs. buy, an investor reviewing cash flow, a seller evaluating options, or a borrower checking financing — start with a no-obligation market review.
Independent platform. Not affiliated with or endorsed by UC Davis. Review is educational — not a financial guarantee.
Request a UC Davis / Davis review
Tell us what you're evaluating, and we'll connect you with the right conversation.
Sponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
Related College Housing Guides
Use these guides to review housing decisions near UC Davis before comparing properties, financing, rental demand, or local expert options.
Market GuideWhy 1, 3, and 5 Miles From Campus Matter
See how distance from campus affects walkability, rent demand, parent-buyer demand, student-rental demand, resale, and financing considerations.
Best for: Users comparing neighborhoods around a university.
Parent GuideParent Rent-vs-Buy Guide for College Housing
Compare four years of rent with ownership near campus, including roommate contribution, financing structure, resale timing, and after-graduation options.
Best for: Families deciding whether buying near campus deserves a serious review.
Investor GuideCampus Rental Cash-Flow Checklist
Review purchase price, rent-by-room income, expenses, management, turnover, lease timing, DSCR fit, and exit strategy before buying.
Best for: Investors evaluating student-rental numbers.
Realtor GuideWhy Local Realtors Matter in College Housing Markets
Understand why campus neighborhoods, student-rental demand, lease cycles, property type, local rules, and resale patterns require local market expertise.
Best for: Users who need local property guidance near a specific school.
Ready to review a real campus-area property decision?
Choose the school, confirm the housing path, and connect with the right local real estate, financing, or property-management review.