Can flood damage occur outside a designated floodplain? (North Carolina State University)
DIRECT ANSWER
Source guidance recorded on 2026-10-15. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts.
Yes. NC DOI warns that being outside a designated floodplain does not mean a home will never incur flood damage.
Sources & verification
- www.ncdoi.gov source-backed-recovered-record
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