Can a lender require flood insurance? (North Carolina State University)
DIRECT ANSWER
Source guidance recorded on 2026-10-15. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts.
NC DOI says a lender may require flood insurance if the home is in a floodplain.
Sources & verification
- www.ncdoi.gov source-backed-recovered-record
What else would you like to know?
Ask a question to get the answer first. CH2 opens a tool or broader page directly only when you ask to use or view it.