Embry-Riddle Aeronautical University Prescott: Should dwelling coverage be based only on the home’s market price?
DIRECT ANSWER
Source guidance recorded on 2026-10-15. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts.
DIFI says coverage needs are based on rebuilding or replacement cost rather than market value.
Sources & verification
- difi.az.gov source-backed-recovered-record
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