Dakota State University: Can an SD Housing country-home loan include income-producing land and outbuildings?
DIRECT ANSWER
Retained SD Housing statewide guidance as captured October16,2026; not a DSU employee benefit,campus program,lender commitment,property approval or guaranteed award.
The agency limits financing to the residence and land reasonably needed for basic livability. Its FAQ excludes income-producing land,future subdivision and financing outbuildings with mortgage proceeds. Price those excluded components separately before choosing a rural property.
Source scope and conditions
Retained SD Housing statewide guidance as captured October16,2026; not a DSU employee benefit,campus program,lender commitment,property approval or guaranteed award.
Sources & verification
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