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Bring a Home Into Your Financing Plan

How are you planning to use this property?

Your answer helps us show the most relevant financing options.

Best Financing Options for This Property

Based on how you plan to use the property. Final eligibility and pricing require lender review.

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Recommended

FHA Family Co-Borrower (“Kiddie Condo”)

Student occupies the home while an eligible family member participates as a non-occupying borrower. Review property and borrower eligibility before relying on this path.

3.5%+minimum down to reviewVerifyMI + program fit
  • Designed around student occupancy
  • Family member can help qualify
  • Property eligibility still matters
Learn More
Compare

Parent / Student Co-Borrower Financing

Compare an owner-occupied co-borrower structure when the student will genuinely occupy the property and the program permits the borrower setup.

Variesdown paymentComparedocumentation + pricing
  • Occupancy drives eligibility
  • May preserve more cash
  • Compare complete monthly cost
Learn More
Alternative

Jumbo or Portfolio Loan

Worth reviewing when the loan amount, condo project, borrower profile or ownership structure does not fit a standard agency path.

Flexibleprogram structureReviewproperty + borrower
  • Useful for higher balances
  • Can address unusual property issues
  • Terms vary materially by lender
Learn More

Your Numbers for This Property

Purchase price
$675,000
Down payment
20% · $135,000
Loan amount
$540,000
Interest rate
6.75%
Property taxes
$5,400/yr
Insurance
$1,800/yr
HOA
$350/mo

Estimated Monthly Payment

$4,452
Principal & interest
$3,502
Property taxes
$450
Homeowners insurance
$150
HOA
$350
Mortgage insurance
$0
Planning estimate only; final payment depends on the selected program, rate, taxes, insurance and property eligibility.

Estimated Cash to Close

$163,688
Down payment
$135,000
Purchase closing costs (3%)
$20,250
Illustrative prepaids / escrows
$8,438
Estimated total
$163,688
Prepaids are a planning allowance, not a quote. Reserves required after closing are separate.

Rate Sensitivity

See how the rate assumption could affect the estimated payment.

RateEst. payment
6.25%$4,275
6.75%$4,452
7.25%$4,634
7.75%$4,819

Property Financing Insights

Important factors that can change the financing options for this property.

Property typeProperty
HOA$350/mo · planning input
Rental restrictionsNeeds verification
Flood zoneNeeds verification
WarrantabilityNot a condo-project issue
ConditionInspection / diligence needed
Appraisal riskDetermined during financing
Insurance$1,800/yr · planning input

Good Starting Point

You have enough information for a preliminary financing comparison. The property and borrower still need program-specific review.

Items to Confirm

  • HOA financials and rental restrictions, if applicable
  • Actual occupancy and ownership structure
  • Property condition, insurance and appraisal
  • Best loan structure after borrower review

Similar Properties That Fit Your Financing

Other current options near Angelo State University to compare with the selected property.

View all homes →

No additional verified same-school properties are available in this page context right now.

Educational planning estimates only. No loan approval, rate quote or commitment. Loan terms, documentation, reserves, occupancy and property eligibility vary by borrower, lender, state and program.

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