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What should I expect in a Loan Estimate when financing a property near this school?

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Coe College

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Northern Arizona University

For a mortgage covered by Loan Estimate requirements, the lender must provide the estimate within three business days of receiving an application. It shows estimated interest rate, monthly payment, closing costs, taxes and insurance, possible payment changes, and special features such as prepayment penalties or negative amortization. It is not loan approval or denial. CFPB lists exceptions including reverse mortgages, HELOCs, mobile-home loans not secured by real estate, and certain subordinate homebuyer-assistance loans; ask the lender which disclosures apply to the specific financing.

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