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What if the employee wants to rent rooms to students?

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College of the Holy Cross

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Northern Arizona University

If you plan to occupy a home while renting rooms to students, describe that intended arrangement to the lender before choosing a loan program. Do not assume either that room rental is automatically prohibited or that it automatically reclassifies the home as investment property; obtain lender/program guidance for the actual facts. For the exact address, independently verify zoning and occupancy permissions, insurance, lease rules, and any applicable licensing or HOA restrictions.

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