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How does Boston’s First-Time Homebuyer Program distinguish grants from deferred loans for a primary-residence purchase?

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East Carolina University

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Boston University

Boston’s First-Time Homebuyer Program may help an eligible buyer purchase a primary-residence condo in Boston. Boston residents receive grant assistance; the city generally uses 0% interest deferred loans for non-Boston residents from September 15, 2026, subject to its September 14 transition exception. Eligibility and awards require the city’s review.

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