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How do I approach preapproval?

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University of North Carolina at Charlotte

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Northern Arizona University

Tell the lender how the home near NAU will actually be occupied, and request its specific preapproval/application requirements. A preapproval is separate from a formal Loan Estimate. Once an estimate is issued, compare quotes for the same loan amount, property type, and truthful occupancy scenario so interest, closing costs, and cash-to-close are comparable. The cited CFPB Loan Estimate guidance supports comparing estimates, not a universal preapproval-document checklist.

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