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For housing near this school, which 2026 health FSA distinction matters to a Luther employee choosing the HDHP?

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University of Arkansas at Little Rock

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Luther College

The guide lists a regular Health Care FSA and a limited FSA, each with a $3,400 annual contribution limit. For HDHP participants, the limited account covers dental and vision only. Do not budget it as unrestricted spending or assume it pays ordinary housing bills.

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