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For housing near this school, can a Virginia apartment require renters insurance while allowing the student to choose a separate policy?

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Boise State University

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James Madison University

Yes. A lease may require renters insurance, but the landlord must disclose the right to obtain a separate policy and accept written proof of maintained coverage. If the required separate policy lapses, the landlord can provide coverage and charge its premium until proof of reinstatement. No premium or personal-property coverage limit is supplied here.

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