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Can student rent be counted automatically?

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Arizona State University

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Northern Arizona University

Do not assume a student's rent can be counted as qualifying income. NAU's published housing charges are university, per-student room rates, not a private lease or borrower rental history. Ask the lender whether the actual loan program and occupancy scenario permit rental income and how appraisal or market-rent treatment, executed leases if applicable, and other documentation affect the application. Treat projected rent as unconfirmed for qualification until the lender or underwriter accepts it.

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