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Can a second home be used during the workweek?

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University of Central Arkansas

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Northern Arizona University

Fannie Mae requires a second home to be occupied by the borrower for some portion of the year and to satisfy its other second-home requirements. The page permits identified rental income if it is not used to qualify and all second-home requirements remain satisfied; it does not make any rental income an automatic investment classification. Ask the lender whether your actual workweek use and rental plan qualify as a principal residence, second home or investment property before applying.

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