University of Texas at San Antonio: Do most standard homeowners or renters policies cover flood damage?
DIRECT ANSWER
Source guidance recorded on 2026-08-28. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts. Historical source observation retained; its original period is not a current verification date.
The saved TDI review says most do not; separate flood coverage may be needed.
Sources & verification
- www.sa.gov source-backed-recovered-record
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