University of Texas at San Antonio: How does CFPB define debt-to-income ratio?
DIRECT ANSWER
Source guidance recorded on 2026-10-15. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts. This is general U.S. financial or tax educational guidance from the cited authority; school-specific eligibility, loan terms and an individual tax outcome are not established.
Add monthly debt payments and divide by gross monthly income.
Sources & verification
- www.consumerfinance.gov source-backed-recovered-record
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