University of Tampa: Should my student have renter's or personal-property insurance?
DIRECT ANSWER
This answer preserves school guidance recorded on 2026-09-01. Follow the linked university sources for current requirements, costs and dates.
Yes. UTampa's Housing Agreement encourages residents to insure their personal belongings.
The University limits responsibility for resident personal property under the 2026–27 agreement. Families should consider renter's or personal-property coverage for theft, fire, water and other losses that may not be reimbursed by the University.
Sources & verification
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