University of South Florida: Does a standard Florida homeowners policy normally cover flood damage?
DIRECT ANSWER
Florida's Insurance Consumer Advocate says flood damage is not covered by a homeowners policy; separate flood insurance may be needed.
Sources & verification
- myfloridacfo.com Official Florida Department of Financial Services, Office of the Insurance Consumer Advocate
- myfloridacfo.com Official Florida Department of Financial Services, Office of the Insurance Consumer Advocate
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