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University of South Florida: What is the 2026 FHA one-unit loan-limit floor?

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DIRECT ANSWER

HUD's 2026 announcement lists a one-unit FHA loan-limit floor of $541,287; the applicable limit for a particular Tampa-area property depends on HUD's area and property-size limits.

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Related USF questions

What is the FHA minimum down payment for a qualifying homebuyer considering a Tampa-area property? Is a 3% down-payment conventional option available? Can an eligible veteran buy a Tampa-area home with no down payment through VA financing?

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