University of South Florida: Should my student have renter's or personal-property insurance?
DIRECT ANSWER
This answer preserves school guidance recorded on 2026-09-01. Follow the linked university sources for current requirements, costs and dates.
Yes. USF's housing agreement encourages residents to carry insurance for personal property.
USF does not assume responsibility for a resident's personal belongings under the housing agreement. Families should consider renter's or personal-property coverage that addresses theft, water, fire and other losses relevant to a residence hall.
Sources & verification
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