Opening UF rent…
UF GAINESVILLE, FL
Renting a Home Near UF
for Your Next Chapter
Compare the published sale inventory near University of Florida, school-specific housing answers and your complete housing plan.
FINANCING
Brian Rundle
Americas Mortgage Professionals · NMLS #1984572
Financing support
Enter rentStarting rent assumptionEditable scenario
Build scenario4-year rent baselineEditable scenario
$194,000Median asking priceCurrent displayed sale inventory
3Published propertiesCurrent client inventory
Use current published property data and your own editable assumptions. Confirm exact costs, availability, financing and campus route before acting.Run the UF Rent vs. Buy Scenario →
The 4-Year UF Ownership Scenario
Use the same time horizon to compare rent with ownership. Start with the displayed asking price, your down payment and financing assumptions, then add property taxes, insurance, association fees and the expected exit plan before deciding.
ILLUSTRATIVE CALCULATOR EXAMPLE
Compare three four-year housing scenarios
Use this example to plan housing near University of Florida. These are the existing calculator’s hypothetical inputs, not local market medians, current loan quotes or a forecast. The same purchase is compared with no roommate and with an assumed $1,000 monthly contribution.
Compare the full cost over the same 48 months. A roommate contribution reduces the modeled cash cost; it does not change the mortgage or guarantee rental income. The sale proceeds include returned invested equity, so they are not profit.
| Cost or outcome | A: Rent | B: Buy, no roommate | C: Buy, one hypothetical roommate |
|---|---|---|---|
| Initial monthly housing cost | $3,500 | $6,117 | $5,117 |
| Cash at purchase: down payment + buying costs | Not applicable | $175,950 | $175,950 |
| Four-year rent payments | $173,108 | Not applicable | Not applicable |
| Annual roommate contribution | $0 | $0 | $12,000 |
| Four-year roommate contribution | $0 | $0 | $48,000 |
| Mortgage principal repaid in four years | Not applicable | $28,943 | $28,943 |
| Sale proceeds after selling costs and remaining mortgage | Not applicable | $195,320 | $195,320 |
| Modeled four-year net housing cost after resale | $173,108 | $274,240 | $226,240 |
See every modeled assumption
- Purchase price
- $765,000
- Down payment
- 20%
- Fixed interest rate
- 6.75%
- Loan amortization
- 30 years
- Comparison period
- 4 years / 48 months
- Initial rent
- $3,500/month
- Annual rent increase
- 2%
- HOA
- $670/month
- Property tax
- $10,192/year
- Insurance
- $1,800/year
- Maintenance reserve
- 0.75% of purchase price/year
- Annual price change
- 2%
- Buying costs
- 3% of purchase price
- Selling costs
- 6% of modeled sale price
- Hypothetical roommate contribution
- $1,000/month for all 48 months
Net ownership cost = cash at purchase + 48 months of carrying costs − sale proceeds after selling costs and mortgage repayment. Principal repayment is already included; it is not subtracted again. Taxes, insurance, HOA, maintenance and the roommate contribution are held constant. Rent increases once per year.
The rent example is off-campus housing only; it is not a dorm or meal-plan comparison. Utilities, rental deposits and move-in fees, mortgage insurance, tax effects, investment returns on cash, vacancy, unpaid rent and unexpected assessments are excluded. Roommate permission and financing eligibility require separate review. Change the assumptions in the interactive calculator before relying on a result.
Method references: CFPB mortgage amortization · closing costs and cash to close · renting, equity and selling costs. These explain the method, not the hypothetical amounts.
University of Florida · MARKET CONTEXT
Know the market before you lease.
University demand and local housing benchmarks, with the location and reporting period kept beside each number.
- Undergraduates outside campus housing
- 77%
- Campus housing guarantee
- On-campus housing is not generally guaranteed. Students are encouraged to apply early; specific Florida Prepaid Dormitory Plan contract conditions can guarantee a space when contract deadlines are met.
University of Florida institution · Fall 2025
University of Florida Institutional Planning and Research ↗University of Florida institution · 2026-27/current
University of Florida Admissions ↗University & housing details Definitions, dates and sources
1 bedroom rent reference $1,272/mo
Saved source-specific rental reference. Scope is the cited city or off-campus market guide; not median rent, per-bed rent, or a live quote.
Gainesville, FL · 2026-09 · Checked 2026-09-07Saved school cost intelligence ↗2 bedrooms rent reference $1,535/mo
Saved source-specific rental reference. Scope is the cited city or off-campus market guide; not median rent, per-bed rent, or a live quote.
Gainesville, FL · 2026-09 · Checked 2026-09-07Saved school cost intelligence ↗Undergraduates outside campus housing 77%
Arithmetic complement of the same reported degree-seeking undergraduate on-campus share; does not describe all enrolled students.
University of Florida institution · Fall 2025 · Checked 2026-08-30T23:45:48-04:00University of Florida Institutional Planning and Research ↗Campus housing guarantee On-campus housing is not generally guaranteed. Students are encouraged to apply early; specific Florida Prepaid Dormitory Plan contract conditions can guarantee a space when contract deadlines are met.
Published institutional campus housing guarantee
University of Florida institution · 2026-27/current · Checked 2026-08-30T23:45:48-04:00University of Florida Admissions ↗Campus housing requirement The University of Florida does not require students to live on campus.
Published institutional campus housing requirement
University of Florida institution · Current · Checked 2026-08-30T23:45:48-04:00University of Florida Admissions ↗Total students 63,148
UF reports 63,148 students as of Fall 2025: 41,109 undergraduates, 2,023 non-degree-seeking undergraduates, 14,894 graduate students, and 4,184 professional students.
University of Florida institution; not a campus housing radius · Fall 2025 · Checked 2026-10-07University of Florida official facts page ↗City median sale price $269,865
Median sale price for the cited city housing market; not a campus-only or student-property price.
Gainesville, FL · 2026-07 · Checked 2026-09-07Saved school cost intelligence ↗City sale-price change -1.7%
Year-over-year change paired with the saved city median sale-price series.
Gainesville, FL · 2026-07 · Checked 2026-09-07Saved school cost intelligence ↗Studio rent reference $985/mo
Saved source-specific rental reference. Scope is the cited city or off-campus market guide; not median rent, per-bed rent, or a live quote.
Gainesville, FL · 2026-09 · Checked 2026-09-07Saved school cost intelligence ↗3 bedrooms rent reference $1,860/mo
Saved source-specific rental reference. Scope is the cited city or off-campus market guide; not median rent, per-bed rent, or a live quote.
Gainesville, FL · 2026-09 · Checked 2026-09-07Saved school cost intelligence ↗Degree-seeking undergraduates 41,109
UF reports 63,148 students as of Fall 2025: 41,109 undergraduates, 2,023 non-degree-seeking undergraduates, 14,894 graduate students, and 4,184 professional students.
University of Florida institution; not a campus housing radius · Fall 2025 · Checked 2026-10-07University of Florida official facts page ↗Graduate students 14,894
UF reports 63,148 students as of Fall 2025: 41,109 undergraduates, 2,023 non-degree-seeking undergraduates, 14,894 graduate students, and 4,184 professional students.
University of Florida institution; not a campus housing radius · Fall 2025 · Checked 2026-10-07University of Florida official facts page ↗First-year students 7,619
First-time, first-year degree-seeking undergraduates reported in CDS B1
University of Florida institution · Fall 2025 · Checked 2026-08-30T23:45:48-04:00University of Florida Institutional Planning and Research ↗First-year students in campus housing 69%
First-time, first-year degree-seeking students living in college-owned, -operated, or -affiliated housing
University of Florida institution · Fall 2025 · Checked 2026-08-30T23:45:48-04:00University of Florida Institutional Planning and Research ↗Undergraduates in campus housing 23%
Degree-seeking undergraduates living in college-owned, -operated, or -affiliated housing
University of Florida institution · Fall 2025 · Checked 2026-08-30T23:45:48-04:00University of Florida Institutional Planning and Research ↗University figures and citywide housing data cover different populations and periods. They do not establish achievable rent, occupancy or investment returns for a specific property.
REAL HOMES. REAL NUMBERS. BRIGHTER FUTURES.
Homes near University of Florida
Compare campus proximity, ownership costs and the four-year numbers — not just listing prices.
Available rentals · Sorted by distance
No published rentals for this school yet.
Choose another school or explore this college market for local housing guidance.
Explore University of FloridaConfirm prices and availability. Distances are straight-line to campus.
Work with local experts
Get guidance from professionals who know UF and the surrounding neighborhoods.
Karina WoodwardUF RealtorLocal advice. Local insight. Better outcomes.
Brian RundleLoan Officer, Americas Mortgage ProfessionalsCreative financing for college home buyers.
◷ Dated listing snapshots · confirm availability⌖ No addresses shown△ Work with a local expert for availability↕ Estimated costs. Your results may vary.We use AI to route intent, not replace professionals.
CHOOSE YOUR UF PLAN
Start with the decision you’re actually making.
Use the same UF market evidence, then follow the path that matches your goal.
⌂
Buying for your student?
Turn a housing decision into a four-year plan you can actually compare.
- Compare rent vs. buy with the same housing assumptions
- Model roommate contributions without depending on them
- Review parent financing questions and cash needed
- Plan the exit after graduation
▥
Investing near UF?
Compare a property’s rent evidence, operating costs, financing and exit plan.
- Review current listing and rent evidence
- Compare expenses, vacancy and management assumptions
- Confirm occupancy, building and rental rules
- Use DSCR and financing review where eligible
UF MARKET AT A GLANCE
Recorded UF-area asking prices, at a glance.
Saved source snapshot dated 2026-10-15. Confirm current availability and prices with each listing source.
DATED SOURCE SNAPSHOT$129,000 – $450,000Homes for saleRecorded sale asking-price range · 2026-10-15
DATED SOURCE SNAPSHOTNot suppliedRental listingsNo rental listings in this dated source snapshot
Homes for sale3 recorded sale listings · 2026-10-15
Rental listings0 rental listings supplied · 2026-10-15
How to use this
These ranges are a starting point—not a valuation. Compare the exact taxes, HOA, insurance, financing and campus route for the home you choose.
COMPARE UF NEIGHBORHOODS
Compare UF neighborhoods by route and property type.
These are retained source-linked area contexts. Citywide contexts do not establish neighborhood-specific inventory or commute times. Area photographs are shown only when separately supplied.
Area photograph unavailable
University Village
University Village is mapped northwest of UF’s campus reference point.
No priced purchase listings in the published sampleExplore University Village →Area photograph unavailable
University Park
University Park is mapped north of UF’s campus reference point.
No priced purchase listings in the published sampleExplore University Park →Area photograph unavailable
Golfview
Golfview is mapped west of UF’s campus reference point.
No priced purchase listings in the published sampleExplore Golfview →
Fifth Ave
Fifth Ave is mapped northeast of UF’s campus reference point.
No priced purchase listings in the published sampleExplore Fifth Ave →A. Quinn Jones Home, Gainesville · 2010 photograph Photo: Ebyabe · Source · CC BY-SA 3.0 · Publisher-provided JPEG thumbnail bytes preserved; CSS cover crop only.
LOCAL GUIDANCE
Take the property and the numbers to the people who can help you act.
Keep the home, neighborhood context and financing assumptions together so you do not have to restart the decision.
LOCAL REAL ESTATE
Work with Karina
UF-area property context, neighborhood tradeoffs, current listings and the plan after graduation.
- Property and neighborhood review
- Current listing context
- Guidance for parents and investors
FINANCING PLANNING
Get financing guidance with Brian
Americas Mortgage Professionals · NMLS #1984572. Start with a state-aware review of the property, occupancy and financing scenario.
- Parent-buyer financing questions
- DSCR and investor scenarios where eligible
- Applicable licensing confirmed before application
Local expertiseOne trusted market team
Smarter decisionsData, not guesswork
Real opportunitiesCurrent property inventory
Long-term valueFor families and investors