TEXAS COLLEGE HOUSING · RESOURCE LIBRARY
Insurance guides & resources
Source-backed explanations, practical worksheets, and questions to bring to Guy.
IRVING · NORTH TEXAS
Match the property, the HOA, and the people.
For a University of Dallas student living in Irving or another city, use the home’s full address. If relatives own the property through a trust or another ownership arrangement, bring the actual ownership documents and ask Guy how the proposed policy identifies the insured parties.
For a condo or townhome, obtain the master-policy declarations and association responsibilities before comparing quotes. For a house shared by students, describe the lease and each occupant’s relationship to the owner.
Property-specific insurance context
Ask how wind and hail are treated in the proposed policy, including a separate deductible or roof settlement provision. Check flood information at the property address.
Explore deductible questions →
Parent-Owned College Home Insurance
A practical guide to ownership, student occupancy, roommates, and the next chapter after graduation.
Read guide
Landlord Insurance for Student Rentals
Prepare the details behind a student-rental insurance review, from lease structure to interrupted income.
Read guide
College Student Renters Insurance
Prepare for a renters-insurance conversation without assuming your landlord or parents have everything covered.
Read guide
Roommate Renters Insurance
A roommate worksheet for individual belongings, leases, and the questions a shared home raises.
Read guide
Condo + HOA Master-Policy Coordination
Bring the master policy, governing documents, and unit details into one insurance review.
Read guide
Texas Flood Insurance
Separate building and contents coverage, property maps, and effective dates in your flood conversation.
Read guide
Texas Wind & Hail Insurance
Understand the questions around inland policies, coastal wind coverage, and TWIA.
Read guide
Umbrella & Liability
Prepare a coordinated discussion of underlying policies and additional liability coverage.
Read guide
Student-Away Auto Insurance
Prepare the vehicle location, drivers, use, and college timeline for Guy’s review.
Read guide
Parents’ Homeowners Policy + College Belongings
A focused review of off-premises belongings, policy limits, and the student’s living arrangement.
Read guide
Vacancy & Unoccupied College Housing
Document breaks, turnover, renovation, and occupancy changes for a policy review.
Read guide
Replacement Cost vs. Actual Cash Value
Read settlement terms alongside deductibles, limits, and any roof-specific provisions.
Read guide
Texas Percentage Deductibles
Use the policy’s stated calculation base and compare flat and percentage amounts.
Read guide
Home Inventory for College Students
A simple way to record possessions, keep evidence, and prepare for a professional coverage conversation.
Read guide
Pre-Closing Insurance Checklist
Coordinate ownership, occupancy, documents, and deadlines with Guy and your housing professionals.
Read guide
Loss of Rents & Rental-Income Exposure
Use a simple interruption worksheet, then ask Guy about the actual policy trigger and limits.
Read guide
Homeowners Insurance for College Property
Organize the ownership, building, occupants, and policy questions behind a home near campus.
Read guideCLEARER ANSWERS
Questions worth asking.
General guidance starts the conversation. Guy reviews the actual policy and property.
Can my homeowners policy cover my college student’s belongings?
It may extend some protection, but limits and eligibility vary. Bring the policy and the student’s living arrangement to Guy. Ask about the off-premises limit, deductible, and whether a separate renters policy changes the comparison.
What if my student lives in a property I own?
Describe who owns the home, who occupies it, whether anyone pays rent, and how it will be used during breaks. That gives Guy the facts to review the policy structure; a financing occupancy label does not establish insurance coverage.
Does my roommate’s renters policy cover my belongings?
Do not assume it does. TDI explains that a roommate’s policy protects that roommate’s belongings. Ask Guy how each resident should be identified and how separate policies or any proposed shared arrangement would work.
Is flood covered by a homeowners or renters policy?
Ordinary homeowners and renters coverage generally excludes flood. Ask about separate building and contents protection, the property address, and when a proposed policy could start.
Are these tools insurance quotes?
No. They use information you enter to organize questions and illustrate arithmetic. For pricing and policy options, use Guy’s official Goosehead quote flow or request a review.
Who receives an insurance-review request?
The request is addressed to Guy Wehman at Goosehead and Matt Dean at CollegeHousing.ai for housing-plan coordination. The form includes your contact consent and shows whether the request was saved and whether notification was confirmed.
LET’S PUT THE DETAILS TOGETHER
Insurance questions near University of Dallas?
Guy Wehman is your Texas insurance contact at Goosehead. Share the property and questions you have already explored.
Guy Wehman
Texas insurance professional
4.9/5 · 83 agency reviewsEducational information for Texas college housing. CollegeHousing.ai does not sell, bind, or underwrite insurance. Tools organize a conversation; they do not estimate premiums, determine eligibility, recommend a policy, or confirm coverage. Guy Wehman, a Texas-licensed insurance professional, reviews your actual situation. Coverage depends on the policy, exclusions, endorsements, insurer, and underwriting.
Guy Wehman · Goosehead Insurance · Texas license #883492. Verify Guy’s professional profile. CollegeHousing.ai’s published scope for Guy is Texas only. The phone above is the CollegeHousing.ai direct contact supplied for Guy.
Independent of every university; no university affiliation or endorsement is implied. Existing campus image credits. Corpus Christi aerial: Marcom.tamucc / Wikimedia Commons, CC BY-SA 4.0; original image, displayed with a responsive crop.
