

UCSFUCSF
COLLEGEHOUSING.AI PRESENTS
Your UCSF Housing Team
Trusted professionals supporting your college-housing decisions.
BECOME THE EXCLUSIVE REALTOR FOR UNIVERSITY OF CALIFORNIA, SAN FRANCISCO
Claim exclusive Google & AI search presence presented directly to parents, buyers, sellers, and investors.

COLLEGEHOUSING.AI PRESENTS · YOUR UCSF HOUSING TEAM
BECOME THE EXCLUSIVE REALTOR FOR UNIVERSITY OF CALIFORNIA, SAN FRANCISCO
Claim exclusive Google & AI search presence presented directly to parents, buyers, sellers, and investors.
University of California, San Francisco · San Francisco, CA
Compare homes for sale, rentals, financing, neighborhoods, and the cost of renting versus buying near UCSF.
CollegeHousing.ai is an independent housing information platform and is not affiliated with, endorsed by, or operated by University of California, San Francisco.
University of California, San Francisco Property Explorer
Representative University of California, San Francisco-Area Property Scenarios
Representative buy scenarios within a few miles of University of California, San Francisco's campus. Select a situation to view details, or inquire about finding a real property.
8 representative Buy examples near University of California, San Francisco
8 representative Buy examples near University of California, San Francisco

Condo · Inner Sunset
Condo · Inner Sunset

Single-Family · Inner Sunset / Golden Gate Heights
Single-Family · Inner Sunset / Golden Gate Heights

Single-Family · Inner Sunset
Single-Family · Inner Sunset

Single-Family · Glen Park
Single-Family · Glen Park

Single-Family · Noe Valley
Single-Family · Noe Valley

Single-Family · Potrero Hill
Single-Family · Potrero Hill

Condo · SoMa
Condo · SoMa

Condo · Mission Bay
Condo · Mission Bay
Showing all 8 properties
Property information, pricing, photographs, and availability may change. Verify current details before making a housing decision. CollegeHousing.ai is an independent housing information platform and is not a brokerage, MLS, property-listing provider, or affiliate of University of California, San Francisco.
Parent Rent vs. Buy Calculator
This calculator is a starting point. The decision can change based on resale value, roommate income, mortgage terms, taxes, insurance, property condition, lease timing, and local market demand.
Illustrative starting scenario — adjust any assumption to compare your own situation.
Pick a market to pre-fill local estimates.
Educational estimate only. Not financial, tax, legal, mortgage, or real estate advice.
Renting may be less expensive under these assumptions
Estimated ownership is higher than renting on a monthly basis. Adjust assumptions — including roommate income, purchase price, or down payment — or review with a local advisor to see whether resale or rental-use changes the picture. Rental demand, property management, vacancy, and financing classification matter.
Monthly Diff vs Renting
+$4,112/mo
Ownership higher after offset
Ownership After Offset
$8,012/mo
Mortgage + tax + ins + maint − offset
Rent Paid Over 4 Yrs
$187,200
$3,900/mo × 4 yrs
Cash to Close
$406,000
Down + closing $406,000
Educational estimate only. Not financial, tax, legal, mortgage, or real estate advice. Not a loan approval or commitment to lend. CollegeHousing.ai is independent and not affiliated with or endorsed by any university.
Market Snapshot
University of California, San Francisco / San Francisco housing data
Public data sources for evaluating college-area housing decisions. Not investment advice. Not a guarantee of rental income, appreciation, or loan approval.
Data verified: August 27, 2026
University Demand
3,003
Total Enrollment
0
Undergraduate
3,003
Graduate
0
First-Year Class
On-Campus vs Off-Campus Housing
No
First-Year Live-On Required
No
On-Campus Housing Guaranteed
0%
First-Year in Univ. Housing
100%
First-Year Off Campus / Commute
0%
All Undergrads in Univ. Housing
100%
All Undergrads Off Campus / Commute
UCSF is a graduate-only health-sciences campus with limited university housing; the overwhelming majority of students, residents, and fellows rent in the broader San Francisco market. There is no freshman housing requirement.
Local Housing Baseline — San Francisco
$1,261,500
Median Owner-Occupied Home Value
$2,053/mo
Median Gross Rent
38%
Owner-Occupied Housing Rate
$4,000
Median Monthly Owner Cost (w/ Mortgage)
808,988
City Population
363,373
Households
Current San Francisco Market — Zillow / Redfin
$1,280,000
Typical Home Value
+0.9%
Typical Value YoY
$1,250,000
Median List Price
$1,230,000
Median Sale Price
110
Active Listings
26 days
Median Days on Market
$3,350/mo
Median Rent
Third-party market estimates, not a substitute for agent-reviewed comparable sales and rental analysis. Figures change frequently and reflect the broader San Francisco market rather than any single campus-area property.
When students typically move off campus
No
First-Year Live-On Required
No
On-Campus Housing Guaranteed
0%
First-Year Students in Univ. Housing
100%
First-Year Students Off Campus / Commute
0%
All Undergrads in Univ. Housing
100%
All Undergrads Off Campus / Commute
What this means for housing decisions
UCSF has no undergraduate students and does not guarantee housing in the traditional sense; it offers limited graduate- and professional-student housing. Virtually all UCSF residents, fellows, and students live off campus in San Francisco's competitive rental market, or in limited university-affiliated housing.
Parent Rent-vs-Buy Trigger
- •Multiple years of housing needed
- •No freshman live-on requirement — immediate off-campus option
- •Most undergrads live off campus or commute
- •Rent alternative: median rent $2,053/mo
- •Roommate income potential from other students
- •Ownership horizon: typically 3–5 years
- •Resale after graduation — parent/investor buyer pool
- •Property management if parent is out of town
- •Financing: second home vs investment property classification
Investor Cash-Flow Trigger
- •Strong off-campus demand — 100% of undergrads off campus
- •Rent-by-room potential near campus
- •School-year lease timing (Aug–Jul typical)
- •Turnover risk between academic years
- •Maintenance and management load
- •DSCR review: rent vs debt service
- •Local owner-occupancy rate: 38% — context for rental demand
- •Exit strategy: sell to parent buyer, investor, or owner-occupant
Seller / Refi / Hold Trigger
- •Current lease status and rental history
- •Campus proximity and property condition
- •Buyer pool: parents, investors, owner-occupants
- •Sell vs hold: compare net proceeds with ongoing rental income
- •Refinance / cash-out review
- •School-year timing: list before leasing season
- •Equity position and market conditions
Financing Trigger
- •Parent purchase financing (owner-occupied or second home)
- •Second-home vs investment property classification
- •Investment-property loan options
- •DSCR loan review for rental-backed properties
- •Refinance and cash-out options
- •Down payment sensitivity by loan type
- •Insurance, property tax, and HOA review
You're viewing the University of California, San Francisco housing market.
•Built Around the University of California, San Francisco Housing Decision
Families and investors do not search for generic housing. They search around a specific school, a specific timeline, and a specific decision. This market page organizes the major paths around University of California, San Francisco.
Parents
Compare rent vs. buy near University of California, San Francisco before defaulting to another year of rent.
Start Rent vs. Buy ReviewInvestors
Review campus-area rental potential, student housing demand, and financing paths.
Analyze a Campus RentalSellers
Understand whether campus-area ownership demand may support a sale, refinance, or hold decision.
Request Property ReviewBorrowers
Review DSCR, conventional, refinance, and cash-out paths for campus-area property.
Check Financing OptionsUCSF Housing Decision Center
Review University of California, San Francisco Campus-Area Housing
Independent college housing market review covering parent rent-vs-buy analysis, student-rental investment evaluation, DSCR financing review, seller timing, and local real estate professional connection for the University of California, San Francisco / San Francisco market.
Parent Rent vs. Buy
Review Candidates
Student-Rental Demand
~100% Off Campus
Local Market Contact
Available
Estimated review scenario. Current availability, pricing, rent potential, taxes, insurance, HOA, and financing terms should be verified before making a decision. These are not active MLS listings.
Market Guidance
UCSF Housing Market Guides
Targeted guides for health-sciences professionals, investors, sellers, and borrowers reviewing housing near UCSF in San Francisco.

UCSF Housing & Financing Guide for Residents and Fellows
A targeted guide for health-sciences professionals weighing a San Francisco purchase against a finite training period.

Rent vs. Buy for UCSF Residents and Fellows
Compare San Francisco rent with ownership cost for UCSF residents, fellows, and faculty — with transaction and tax context.

Best San Francisco Neighborhoods Near UCSF
Inner Sunset, Mission Bay, Noe Valley, and Potrero Hill — a local review of UCSF-adjacent housing.

Investor Guide to UCSF-Mission Bay and Parnassus Rentals
How investors can evaluate durable healthcare-driven rental demand and San Francisco rent-control constraints.

Selling a Home Near UCSF
How San Francisco owners can position a property for medical professionals, tech workers, and investors near UCSF.

DSCR and Jumbo Financing for UCSF-Area Rentals
What borrowers should know about DSCR, jumbo, and investment-property financing near UCSF.
CollegeHousing.ai is an independent platform and is not affiliated with, endorsed by, or sponsored by the University of California, San Francisco.
Loan Officer Partner: Matt Dean — NEXA Lending. Independent sponsor placement.
Review Paths
University of California, San Francisco Housing Review Paths
Choose the path that best matches your situation near University of California, San Francisco in San Francisco. Each review path focuses on a different set of housing and financing questions.
Parent Rent vs. Buy Review
Compare four years of San Francisco rent with ownership costs near University of California, San Francisco. Review roommate rent offset, financing structure, and after-graduation options.
Start Parent ReviewInvestor Cash Flow Review
Evaluate student-rental income, operating expenses, DSCR fit, vacancy assumptions, and long-term college-town demand near University of California, San Francisco.
Analyze a Campus RentalSeller / Hold Review
Review whether your San Francisco-area property may attract parent buyers, student-rental investors, or local demand. Compare sell, refinance, and hold scenarios.
Request Property ReviewFinancing Review
Review parent-purchase, second-home, investment-property, DSCR, refinance, and cash-out financing paths for the San Francisco market.
Check Financing OptionsProperty Management Review
Plan for leasing, maintenance, turnover, roommate management, and long-distance ownership before buying or holding near University of California, San Francisco.
Review ManagementStart with your decision
Each path focuses on a different set of questions — parent purchase, investment cash flow, seller review, or financing options near University of California, San Francisco.
Parents
Compare rent vs. buy near campus
For families evaluating whether to rent student housing or buy a campus-area property near University of California, San Francisco, the review focuses on ownership horizon, roommate income potential, maintenance responsibility, resale options, and financing.
Start Parent ReviewInvestors
Review student-rental cash flow
For investors evaluating a college-town rental near University of California, San Francisco, the review focuses on rental demand, management complexity, lease timing around the academic calendar, student-housing durability, DSCR considerations, and exit strategy.
Start Investor ReviewSellers
Evaluate sell, refinance, or hold
For owners of campus-area properties near University of California, San Francisco, the review focuses on timing, buyer demand, rental performance, refinancing options, cash-out potential, and whether the property should be held or brought to market.
Start Seller ReviewFinancing
Review DSCR, refi, cash-out, and purchase options
For borrowers, the review focuses on financing paths for campus-area properties near University of California, San Francisco, including purchase loans, refinancing, cash-out, and DSCR options when applicable.
Start Financing ReviewWhy University of California, San Francisco / San Francisco deserves its own review
The University of California, San Francisco is a graduate-only health-sciences campus — one of the world's leading centers for medicine, nursing, pharmacy, and dentistry. With no undergraduate students, UCSF-area housing demand is driven by medical residents, fellows, faculty, researchers, staff, and the broader San Francisco employment market. The Parnassus and Mission Bay campuses sit in one of the most expensive housing markets in the United States.
Parent rent-vs-buy considerations
UCSF does not enroll undergraduates, so the classic 'parent buys a home for a college student' scenario does not apply. The relevant buyers here are professionals — often residents or fellows with high but time-bound incomes — weighing a purchase against a finite training period, plus investors targeting the durable life-sciences employment base.
Investor rental-property review
UCSF-area rentals draw from one of the most reliable renter pools in the country: medical residents, fellows, and Bay Area health-sector workers. Tenant quality is high and demand deep, but San Francisco purchase prices are steep enough that rental income rarely covers debt service on a new purchase. Investor underwriting must account for local rent-control ordinances and wildfire/earthquake insurance.
Seller and exit-strategy review
San Francisco sellers benefit from deep, affluent demand tied to the tech and healthcare economies — not to a student cycle. Campus proximity to UCSF Parnassus or Mission Bay is a value layer on top of a market driven by broader city dynamics.
Financing pathways
Borrowers near UCSF may review jumbo, high-balance-conforming, investment-property, DSCR, refinance, and cash-out structures. San Francisco purchase prices frequently exceed conforming loan limits, so jumbo and non-QM products, including DSCR, are especially relevant. California's Proposition 13 property-tax rules reshape ownership cost.

University of California, San Francisco / San Francisco Market
Independent review platform. Not affiliated with or endorsed by University of California, San Francisco.
Market Analysis
What this market is best for
Every college market has a different profile. Here's how University of California, San Francisco / San Francisco breaks down by the three most common campus-area housing decisions.

Parent Rent-vs-Buy
For families evaluating whether buying near campus makes more financial sense than four years of rent. The review covers purchase price, financing, roommate income potential, ownership costs, and after-graduation options.

Student-Rental Investor
For investors evaluating campus-area rental property. The review focuses on rent-by-room scenarios, operating expenses, lease timing around the academic calendar, DSCR fit, vacancy assumptions, and long-term college-town demand.

Seller / Refinance Decision
For owners of leased student rentals or campus-area properties evaluating whether to sell, refinance, or hold. The review covers current rental income, equity position, buyer pool composition, and refinance options.
Next Step
Review Campus-Area Property Candidates Near University of California, San Francisco
The map shows the types of campus-area properties commonly reviewed for parent purchases, investor rentals, seller decisions, and financing conversations. These are review candidates — for comparison, financing analysis, and local real estate expert review. Connect with a licensed professional when you are ready to evaluate actual opportunities.
Important: These campus-area review candidates are for comparison, financing, and local professional review. Availability, pricing, and property details should be independently verified. CollegeHousing.ai is an independent platform and is not affiliated with or endorsed by University of California, San Francisco. These are not active MLS listings.
Financial Dashboard
The ownership cost stack near UCSF
Campus-area ownership is never just the mortgage. Each layer below represents a real cost category that should be reviewed with a local professional. All figures are illustrative — confirm with actual quotes.
Sample Monthly Ownership Estimate
Illustrative only — not a quote or offer
$1,450,000
Sample price · 25% down ($362,500)
Sample — confirm with actual quotes from local providers
$9,850/mo — CA property tax example
Sample estimate — not financial, tax, legal, or lending advice. Actual costs vary by property, location, insurance carrier, tax assessment, management provider, HOA covenants, and loan terms. Actual ownership costs can also include HOA dues, earthquake/flood/wildfire coverage, maintenance, utilities, and other property-specific expenses. San Francisco condos often carry substantial monthly HOA assessments. Every figure above should be confirmed with a licensed local professional. This is an educational illustration, not a projection or guarantee.
Neighborhood Logic
Campus-area living logic
Campus-area housing isn't just about distance to the quad. These eight factors drive demand, rentability, resale value, and ownership experience near UCSF.

Distance & Proximity
Proximity to campus can affect rent and buyer interest; verify the effect with current comparable rentals and sales. Beyond a few miles, buyer and tenant pools tend to shift toward local residents.
Roommate Demand
Per-bedroom rent structure is common near campus. Properties with the right bedroom count and layout attract student tenants and parent buyers alike.
Property Condition
Student-rented homes face more wear. Condition at purchase affects maintenance costs, insurance, and resale. Inspection is essential — not optional.
Internet & Connectivity
Reliable high-speed internet is non-negotiable for student tenants. Confirm provider availability and speeds before purchasing.
Safety & Neighborhood
Campus-adjacent neighborhoods vary in safety profile, lighting, and tenant mix. Review San Francisco police data and walk the neighborhood at different times.
Resale Demand
The exit matters. Campus-area homes sell best to the next parent buyer or investor. Market to the right pool at the right time in San Francisco.
Parking & Access
On-street parking near campus is often restricted. Driveway or off-street parking adds real value for tenants and buyers in San Francisco.
Property Management
Numerous San Francisco property-management firms serve the market. Fees and services vary; rent-control compliance is a specialized requirement.
These factors are directional for San Francisco campus-area properties. Each property should be reviewed individually.
Setup Checklist
Before you buy near UCSF
The ownership decision doesn't end at closing. These six setup steps are commonly overlooked and can materially change the cost and experience of owning near campus.
Lock in insurance early
Get actual quotes for homeowners/hazard insurance and flood insurance before you commit. In some CA markets, the combined cost can materially change the monthly ownership estimate.
Confirm HOA rules and rental restrictions
Many condominium associations restrict or limit rentals, minimum lease terms, and short-term stays. Review HOA documents before purchasing a condo.
Check internet provider availability
Not every address near UCSF has access to high-speed internet. Student tenants require reliable connectivity. Confirm what providers service the specific property and what speeds are available before buying.
Plan move-in and furniture logistics
If the purchase is timed for a lease turnover window (UCSF's graduate programs and medical residency cycles follow the academic and match calendars (spring/summer), not a freshman move-in cycle.), furniture delivery, storage, and move-in services should be lined up in advance. The student leasing cycle is tight and unforgiving.
Set up utilities and student-friendly billing
Electric, water, gas, internet, and trash service should be transferred and active before tenants arrive. Consider how utilities will be billed — landlord-paid with rent adjustment, or tenant-paid with setup support.
Budget for maintenance from day one — in San Francisco
Student-occupied properties see more wear than owner-occupied homes. Budget at least 1% of the property value per year for maintenance — roof, HVAC, appliances, flooring, paint — and have a local handyman or management company identified before closing.
Campus Ownership Setup
Before you own near UCSF
Campus-area properties often involve setup items beyond the purchase price. Review the local services that may affect ownership, rental readiness, and student move-in.
Property Management
Review leasing, maintenance, rent collection, and student-rental management near campus.
Confirm during reviewHOI / Hazard / Flood Insurance
Review homeowners, hazard, landlord, and flood insurance needs for a campus-area property.
Confirm during reviewMoving / Storage
Coordinate move-in, student storage, furniture, and parent logistics near campus.
Confirm during reviewInternet Provider
Review student-friendly internet availability and setup options near campus.
Confirm during reviewSponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
College housing questions in San Francisco
Answers to the most common questions about UCSF-area housing.
1Is it better to rent or buy near UCSF?
Near UCSF, the decision often turns on an extremely high purchase price, a finite training period for residents and fellows, transaction costs, and property tax. CollegeHousing.ai helps health-sciences professionals compare San Francisco rent with estimated ownership cost — mortgage, property tax, insurance, HOA, and maintenance — after any roommate contribution, equity, and resale. There is no universal answer; run the numbers against your specific timeline.
2What should an investor check before buying near UCSF?
Investors should review purchase price against achievable rent, rent-by-room versus rent-by-unit income, operating costs, vacancy, maintenance, San Francisco rent-control and tenant-protection rules, and financing. Tenant demand is driven by the healthcare and tech economies, so rents are durable but cap rates on new purchases in San Francisco tend to be low.
3Who handles financing for the UCSF market?
Matt Dean of NEXA Lending (NMLS #227603) is the loan officer presented for the UCSF market on CollegeHousing.ai. He reviews jumbo, investment-property, DSCR, refinance, and cash-out options. Contact Matt to evaluate financing terms and structure.
4Who is the typical buyer for UCSF-area housing?
UCSF-area buyers are not parents of undergraduates — there are none. Typical buyers are medical professionals relocating for residency or fellowship, faculty, researchers, tech workers, and investors seeking a durable San Francisco rent base. Campus proximity is a value layer, not the primary demand driver.
5Is CollegeHousing.ai affiliated with UCSF?
No. CollegeHousing.ai is an independent real estate and financing information platform. It is not affiliated with or endorsed by the University of California, San Francisco.
What a Review Looks Like
Sample review outcome
Every property and situation is different. This sample illustrates the type of analysis you might receive — not a real review and not a guarantee of any specific outcome.
Illustrative Review — UCSF / San Francisco
3-Bedroom Townhome · 1.2 miles from campus
$1,450,000
Illustrative — varies by property
$8,400/mo
Sample P&I + Tax + Insurance
$1,232/mo
2 roommates at sample rent
$8,630/mo
Ownership cost minus roommate contribution
$98,544
$2,053 Census median gross rent × 48 months
Sell · Refinance · Hold
Review with local advisor
Illustrative only. Actual campus-area rents, lease terms, utilities and future rent changes vary.
This is a sample illustration. It is not a real property review, not a financial projection, and not a guarantee of any specific outcome. Every property requires its own analysis with a licensed professional.
Local Professionals
Connect directly with independent professionals serving parents, investors, and property owners in the University of California, San Francisco housing market.
REAL ESTATE
Realtor Position Available
Independent local Realtor — San Francisco area
Become the local University of California, San Francisco Realtor
CollegeHousing.ai is selecting an independent local Realtor to serve the University of California, San Francisco housing market. Inquire to learn more about the position.
- Independent local brokerage
- Parent, investor, and seller support
- Campus-area market expertise

FINANCING
Matt Dean
NEXA Lending
Sr. Loan Officer · NMLS 227603

Financing guidance for parent purchases, second homes and investment properties near campus.
- Parent-purchase financing
- DSCR and investor loan options
- Refinance and equity reviews
PROPERTY MANAGEMENT
Property Manager
Property Management Partner
Leasing and Property Management
A local property-management partner for the University of California, San Francisco market is being selected. Inquire for a referral or check back soon.
- Independent local operator
- Leasing and maintenance support
- Campus-area rental expertise
INSURANCE
Insurance Professional
Insurance Agency
Insurance Agent
Insurance reviews for parent-owned homes, condos and rental properties near campus.
- Homeowners and condo coverage
- Landlord and rental-property policies
- Flood, liability and umbrella considerations
Each professional listed is an independent business or licensed professional. CollegeHousing.ai does not endorse, employ or guarantee the services of any provider. Review qualifications, services and terms directly with the professional.
Start Your Review
Ready to evaluate UCSF-area housing?
Whether you're a parent comparing rent vs. buy, an investor reviewing cash flow, a seller evaluating options, or a borrower checking financing — start with a no-obligation market review.
Independent platform. Not affiliated with or endorsed by University of California, San Francisco. Review is educational — not a financial guarantee.
Request a University of California, San Francisco / San Francisco review
Tell us what you're evaluating, and we'll connect you with the right conversation.
Sponsored providers are independent third parties. CollegeHousing.ai may receive compensation for placement where permitted. CollegeHousing.ai is not a university housing office, real estate brokerage, lender, loan originator, insurance agency, property manager, moving company, internet provider, law firm, or tax advisor. Users should verify licensing, pricing, coverage, availability, and terms directly with each provider.
Related College Housing Guides
Use these guides to review housing decisions near University of California, San Francisco before comparing properties, financing, rental demand, or local expert options.
Market GuideWhy 1, 3, and 5 Miles From Campus Matter
See how distance from campus affects walkability, rent demand, parent-buyer demand, student-rental demand, resale, and financing considerations.
Best for: Users comparing neighborhoods around a university.
Parent GuideParent Rent-vs-Buy Guide for College Housing
Compare four years of rent with ownership near campus, including roommate contribution, financing structure, resale timing, and after-graduation options.
Best for: Families deciding whether buying near campus deserves a serious review.
Investor GuideCampus Rental Cash-Flow Checklist
Review purchase price, rent-by-room income, expenses, management, turnover, lease timing, DSCR fit, and exit strategy before buying.
Best for: Investors evaluating student-rental numbers.
Realtor GuideWhy Local Realtors Matter in College Housing Markets
Understand why campus neighborhoods, student-rental demand, lease cycles, property type, local rules, and resale patterns require local market expertise.
Best for: Users who need local property guidance near a specific school.
Ready to review a real campus-area property decision?
Choose the school, confirm the housing path, and connect with the right local real estate, financing, or property-management review.




