University of California, Berkeley: What is the official rule for MOP terms?
DIRECT ANSWER
Source guidance recorded on 2026-10-15. Confirm the applicable policy year, cohort and property jurisdiction before relying on time-sensitive facts.
MOP loans are fully amortized, up to 30 years, variable-rate, first-deed-of-trust loans; payments are made through payroll deduction and there is no prepayment penalty.
Sources & verification
- Mop Terms — ofew.berkeley.edu source-backed-recovered-record
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