What information about truthful principal-residence, second-home, or investment occupancy classification should be handed to the appropriately licensed financing professional near University of Alabama?

DIRECT ANSWER

Fannie Mae programme example or source-qualified planning method only. No all-program rule, complete Alabama legal/licensing review, actual lender approval or numerical quote. Partial source support is excluded from answer imports and aliases.

Give the independently verified financing professional the University of Alabama-area property address and type, the proposed borrowers and title holders, who will occupy it and when, any rental plans, and any agreement giving someone else control over occupancy. Explain uncertainties and intended changes rather than presenting a hoped-for use as settled. Ask which programme is being evaluated and request its occupancy and documentation requirements. Fannie Mae's cited page shows why those facts affect its classifications; this handoff checklist does not establish that the professional is licensed, that the file is complete or that the lender will approve it. No named professional is assigned by this answer.