Northern Arizona University: What are points and when should I compare them?
DIRECT ANSWER
Original source observation: October 16, 2026. Primary-source review: October 17, 2026. Confirm current dates, costs, eligibility and availability with the linked publisher. Campus facts and general planning guidance do not determine an individual property's lawful use, employment benefits or mortgage eligibility.
Points are upfront fees exchanged for a lower rate, according to CFPB. Compare a points and no-points Loan Estimate using the expected holding period and total cost.
Sources & verification
- www.consumerfinance.gov Independently reviewed primary source
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