For housing near Luther College, what deductible difference should a Luther household include when comparing 2026 medical plans?
DIRECT ANSWER
2026 benefit guide summary; individual eligibility, governing plan and provider terms control. No medical or tax eligibility determination. 2026 benefit year Source observed: 2026-10-16T21:40:33.927Z Confirm current requirements and the actual student, employee, household or property circumstances with the cited authority. No property inventory or named professional is assigned by this answer.
The guide’s in-network deductible is $1,500 single/$3,000 EE+1 or family for the PPO, versus $3,400 single/$6,800 EE+1 or family for the HDHP. These are plan-summary amounts, not all medical costs; the Summary Plan Description controls exclusions.
Answer
The guide’s in-network deductible is $1,500 single/$3,000 EE+1 or family for the PPO, versus $3,400 single/$6,800 EE+1 or family for the HDHP. These are plan-summary amounts, not all medical costs; the Summary Plan Description controls exclusions.
Scope and verification
2026 benefit guide summary; individual eligibility, governing plan and provider terms control. No medical or tax eligibility determination.
2026 benefit year
Source observed: 2026-10-16T21:40:33.927Z
Confirm current requirements and the actual student, employee, household or property circumstances with the cited authority. No property inventory or named professional is assigned by this answer.
Sources & verification
- Newsletter Retained independently source-supported evidence for the stated question and qualifications
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