For housing near Luther College, does unused Luther HSA money disappear at year-end or when an employee moves to a new job?
DIRECT ANSWER
2026 benefit guide summary; individual eligibility, governing plan and provider terms control. No medical or tax eligibility determination. 2026 benefit year Source observed: 2026-10-16T21:40:33.927Z Confirm current requirements and the actual student, employee, household or property circumstances with the cited authority. No property inventory or named professional is assigned by this answer.
The guide says unused HSA balances roll over and remain the account holder’s even after retirement or departure. Unlike an FSA, the HSA has no use-it-or-lose-it rule. Funds still need to be used consistently with applicable qualified-expense rules.
Answer
The guide says unused HSA balances roll over and remain the account holder’s even after retirement or departure. Unlike an FSA, the HSA has no use-it-or-lose-it rule. Funds still need to be used consistently with applicable qualified-expense rules.
Scope and verification
2026 benefit guide summary; individual eligibility, governing plan and provider terms control. No medical or tax eligibility determination.
2026 benefit year
Source observed: 2026-10-16T21:40:33.927Z
Confirm current requirements and the actual student, employee, household or property circumstances with the cited authority. No property inventory or named professional is assigned by this answer.
Sources & verification
- Newsletter Retained independently source-supported evidence for the stated question and qualifications
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