California State University, Monterey Bay: Should my student have renter's or personal-property insurance?
DIRECT ANSWER
Yes—CSUMB automatically enrolls on-campus residents in GradGuard renters insurance, and the coverage is included in housing rates.
The 2026–27 Housing Rates page states that all residents are automatically enrolled in GradGuard. It describes covered-event examples and a $100 deductible, subject to the policy terms.
Sources & verification
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