Buy or refinance a campus-area condo or home for your UT Austin student, let roommates help cover the cost, and build family equity instead of paying rent to a landlord. Matt helps you compare the numbers and review which financing options may fit your family.
What describes you best?
🔒 Takes 30 seconds. No hard credit pull.
Buy a 3-bedroom condo near campus
West Campus or North Campus, priced to the student-rental market.
Occupant / Parent rate applies
Primary-residence pricing with a parent co-signer or FHA structure.
Roommates cover 75% of the mortgage
Two or three bedroom shares pay the bulk of the monthly debt service.
≈ $50,000+ equity built at graduation
Four years of paid-down principal plus appreciation — on paper and in hand.
Four financing structures engineered for parent buyers, investors, and families around UT Austin. Select a strategy to see how it works.
A parent co-signer can help a family qualify using the parent's income and credit — so the student lives in the home near campus instead of just paying rent to someone else. Because the parent is the legal buyer but doesn't live there, it works differently from a standard owner-occupied loan, which is why it pairs well with a lender who structures college-housing purchases regularly.
Lock a 15-minute session. We'll run the numbers against current West Campus and North Campus rental activity.
Lock 15-Min Strategy Session
Matt Dean has spent 10+ years structuring college-housing mortgages for families and investors across UT Austin and more than 100 university markets — from parent co-signed purchases and FHA "kiddie condo" structures to DSCR no-doc investor loans and multi-unit house hacks. His work pairs fast closings with a deep read on student rental activity and West Campus condo HOA dynamics, so the numbers hold up through graduation and beyond.
Parent purchase with a 3.5% down FHA structure. Two roommates pay $950/month each; the occupant's own rent share covers the rest. Net cost to the parent: $350/month while the family builds equity in West Campus.
A DSCR investor loan closed in 14 days to beat four competing offers. Underwritten entirely on North Campus market rental rates — no personal returns — locking the property ahead of a multi-offer scramble.
Build the scenario around your family — not a generic four-year assumption. Compare the estimated net cost of renting with owning based on your student's housing timeline, how long you may actually keep the property, financing assumptions, roommate contributions and your exit plan.
The University of Texas at Austin real estate partner for families, investors, and sellers around the Forty Acres.
Realty Pros of Austin · (512) 940-9634
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Visit Steve's profile to browse the local market, see how he works, and start a real estate conversation.
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Steve Johnson handles the property, neighborhood, and offer — while Matt Dean handles the financing, qualification, and loan structure. Browse real active inventory below, then connect with the right advisor for your question.
Showing 1–4 of 20
0.4 miles from campus
Condo · West Campus
$299,000
0.4 miles from campus
Condo · West Campus
$239,000
0.5 miles from campus
Condo · North University
$189,000
0.5 miles from campus
Condo · West Campus
$339,000
Financing a property near campus? Matt Dean structures parent-purchase, DSCR, FHA & refinance loans for UT Austin housing — request financing review.
Structure a West Campus condo, North Campus multi-unit, or parent purchase before the next lease cycle begins.
Matt Dean (Loan Officer NMLS #302735) of NEXA Mortgage (Company NMLS #1660690) is an independent mortgage loan originator and is not affiliated with, endorsed by, or sponsored by the University of Texas at Austin. Financing availability, rates, terms, LTV, DSCR, documentation, reserves, occupancy rules, and approval depend on borrower profile, property type, use, market, and lender guidelines. This page is for informational purposes and does not constitute a loan offer, loan commitment, or guarantee of financing or approval.
Transaction examples are illustrative case studies intended to show financing structures and outcomes. Results are scenarios only and do not guarantee rental income, occupancy, loan approval, appreciation, or investment performance. All figures — rents, costs, mortgage payments, equity, and returns — must be independently verified for a specific property.
CollegeHousing.ai is an independent housing and market information platform and is not affiliated with, endorsed by, or sponsored by any university. Local loan officers and real estate professionals are independent third-party professionals.