How much does off-campus housing near University of North Texas really cost?

Published housing-cost benchmark for University of North Texas: Studio $983/mo · 1 BR $1,173/mo · 2 BR $1,493/mo · 3 BR $2,037/mo · September 2026. The figures describe the cited source's rental-market area, not a campus-radius, neighborhood, student-only or property-specific rate. Individual leases and mandatory fees vary. Current median sale price: $374,812 (July 2026). At the cited market median, the stored 20%-down, 6.71% 30-year scenario is $1,937/mo principal + interest before taxes, insurance, HOA, PMI and fees. The local/planning homeowners-insurance benchmark is $6,250/yr; it is not a quote. For an actual off-campus lease, add every required monthly and one-time charge—utilities, internet, parking, renters insurance, deposits, application/admin fees, furnishing, transportation and any unused lease months—before comparing options.