University of California, Santa Cruz: Can student loans pay for on-campus housing?

By CollegeHousing.ai · Sources checked · 2026-27

DIRECT ANSWER

Yes, if the loan is part of the student's eligible financial-aid package and produces aid available after higher-priority university charges.

Federal and other eligible education loan proceeds disbursed through financial aid can contribute to housing costs because UCSC applies remaining aid to university housing and dining after tuition and registration charges.

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