ANSWER
For a mortgage near Texas A&M, lenders usually want recent proof of income and current employment, and Texas A&M can verify employment, salary, and prior state service for employees through its verification service. If you’re newly hired, the key extra item is often your offer letter or employment contract, plus a lender-specific verification from payroll or HR.
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- Recent paystubs with year-to-date earnings
- W-2s and, if requested, tax returns
- Signed offer letter or employment contract for new hires
- Texas A&M employment or salary verification through the university process
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Discuss financing with MattWhat lenders usually ask for
Bring recent paystubs, W-2s, and tax returns if you have them, because lenders must verify employment income for all borrowers whose income is used to qualify. If you’re newly employed or your pay is still being set up, a lender may also use a written verification of employment, and for employment starting after the note date, the lender checks that the accepted offer or contract terms haven’t changed.
- Recent year-to-date paystub(s) that show your employer, your name, pay period, and year-to-date earnings.
- W-2s for the preceding tax year and tax returns if the lender requests them.
- An offer letter or employment contract if you are starting after the loan’s note date or need income support from a new job.
What Texas A&M can verify for you
Texas A&M’s Verifications service helps employees with employment verification, salary verification, prior state service, and PSLF forms. The university’s payroll/accounting pages point employees to employment and salary verification resources, so this is the place to start if your lender needs confirmation directly from the employer.
- Use Texas A&M’s Verifications service for employment and salary verification requests.
- That service is available to Texas A&M employees who need verification for loans or other financial purposes.
- If your lender wants an employer-side check, ask Texas A&M for employment or salary verification rather than trying to piece it together yourself.
Practical next step
Ask your lender exactly which income-verification path they want, then submit the same documents Texas A&M can verify through payroll or HR. That keeps the file from bouncing around like a detached Aggie Ring in a desk drawer.
- Confirm whether they want paystubs and tax forms, or a direct employer verification.
- If you were just hired, include your signed offer letter or contract.
- Use Texas A&M’s verification request process for employer confirmation.
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