California State University, Monterey Bay: Can a 529 plan be used to pay for Cal State Monterey Bay room and board?

By CollegeHousing.ai · Sources checked · 2026-27

DIRECT ANSWER

Generally yes for qualified room-and-board costs when the student meets the federal 529 enrollment rules and the amount stays within the IRS limit.

IRS Publication 970 allows qualified 529/QTP room-and-board expenses for eligible students enrolled at least half time. CSUMB publishes room/board amounts in its cost of attendance and provides university payment options; families should document the actual charges and applicable federal cap.

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