DSCR Investor Loans for Student Rentals

Start with the deal and its cash flow. Eligible DSCR programs may qualify a rental primarily from property income and debt service rather than traditional borrower-income ratios, subject to lender documentation, property, entity, state, and program requirements.

• Cash-flow-driven review centers on eligible property rent and required debt service coverage
• DSCR thresholds, documentation, reserves, and borrower requirements vary by lender and program
• LLC and corporation eligibility depends on the selected program
• Property, rental use, and state eligibility are confirmed before application