INTERACTIVE DECISION TOOL

DSCR Campus Rental Calculator

Estimate residential DSCR and property cash flow using your campus rental assumptions. Inputs stay on the left while the visual output updates on the right as assumptions change.

THE NUMBERS, WITH YOUR ASSUMPTIONS

Is a DSCR Loan Right for You?

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Property price ($)Down payment (%)Interest rate assumption (%)Expected rent / month ($)Property taxes / year ($)Insurance / year ($)HOA dues / month ($)Ownership period (years)

The interest rate is a planning input, not a current offer. Enter actual taxes, insurance, HOA and mortgage insurance when available. Results update as you type.

Estimated residential DSCR

0.85×

Rent ÷ principal, interest, taxes, insurance, HOA and mortgage insurance. Lender calculation methods and minimums vary.

Rent$3,800

Housing payment$4,452

Payment & cost breakdown

Loan amount: $540,000
Principal & interest / month: $3,502
Taxes + insurance + HOA + MI: $950
Rent / month: $3,800
Vacancy, management, repairs & other: $1,391
Cash flow / month: -$2,044
NOI ÷ principal & interest: 0.42×

Have Matt Review These Numbers

TURN THE MODEL INTO A REAL REVIEW

Keep these exact assumptions when you talk to a campus financing specialist.

Your current calculator inputs and computed scenario stay attached to the review request. The result is planning information, not a rate quote, approval or property recommendation.

Review These Numbers

YOUR NEXT STEP

Have Matt Review Your Financing Plan

Send your question and the numbers you have explored. Matt can help you understand the financing questions that come next.

Matt Dean

NMLS #227603 · NEXA Lending

(512) 415-6142 mdean@collegehousing.ai

Prefer to schedule a conversation? ↗

Published professional information currently lists AZ and TX. Confirm current state and program eligibility before application.

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What would you like Matt to review?

Your current numbers and property details will travel with your question.

Your planYour questionSchool / market

Review your current numbers

Planning goal: Buy for my student
Property price (planning assumption): $675,000
Down payment (planning assumption): 20%
Rate assumption (planning assumption): 6.75%
Property taxes (planning assumption): $5,400/year
Insurance (planning assumption): $1,800/year
HOA dues (planning assumption): $350/month
Ownership period (planning assumption): 4 years

Edit financing goals

Planning assumptions, not a loan quote. Your property details and quiz answers will accompany your request.

No Social Security number, account number, or credit documents needed. Privacy policy

Educational estimates only. No loan approval, rate quote, or commitment to lend. Rates, terms, down payment, documentation, reserves, occupancy and property eligibility vary by borrower, lender, state and program. Rental income, appreciation and investment returns are not guaranteed.

Matt Dean · NMLS #227603 · NEXA Lending · Company NMLS #1660690. Check licensing at NMLS Consumer Access. Professional site lists Arizona and Texas. State-specific availability must be confirmed before application.

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